Total 7 job vacancies by Credit Industriel Et Commercial

Key Tasks / Main Responsibilities

• Involved in the day-to-day activities of the finance team, including producing timely and accurate financial statements and requisite reports for various authorities (including MAS and Head office).
• Work closely with internal and external auditors, tax agents and regulators.
• Assist in month-end and year-end process, as well as ongoing projects

Requirements

• Minimum Bachelor’s Degree in Banking and Finance or Accounting related.
• Professional Qualifications such as Certified Internal Auditor (CIA), Certified Internal Systems Auditor (CISA), Certified Public Accountant (CPA), Chartered Accountant (CA) will be an advantage.
• Minimum 7 years of internal audit and/or audit related working experience.
• Good report writing, communication and interpersonal skills is necessary.
• Able to work in a team as well as independently with minimal supervision.
• Proficient computer skills, including Microsoft Office (Word, Powerpoint and Excel).

JOB SUMMARY

The Internal Auditor assists the Head of Internal Audit Asia Pacific to achieve the goals and objectives of Internal Audit department, including participating in the implementation of annual audit plan as well as any other assigned and delegated duties. He/She executes internal audit engagements in accordance with audit procedures and applicable frameworks on governance, risk management and control.

The Internal Auditor supports the team in providing advice and business insights to the organisation by identifying opportunities and making recommendations for change. He documents organisation's internal controls and business processes, and makes recommendations for changes to the organisation's internal controls and business processes. He should remain updated on professional competence standards.

The Internal Auditor demonstrates capability to carry out assignments with professionalism, initiatives, team spirit, minimum errors and good project/time management skills. He is meticulous and dependable in executing his work. He exercises due professional care in his work.

Key Tasks / Main Responsibilities

Provide independent and objective assurance

• Execute internal audit engagements in accordance with audit procedures and applicable frameworks on governance, risk management and control
• Provide proactive update of the audit progress
• Escalate potential audit concerns/ issues/ matters/ delays with adequate justification and proposed solutions to the Head of Internal Audit in a timely manner
• Maintain a good quality audit documentation (e.g. planning memo, work-papers, reports, quality assurance etc.) with adequate references to the supporting test documents
• Present the issues/recommendations in a concise manner; audit issues are correctly analysed with controls breakdown, root causes and risk implications clearly documented and understood by auditees
• Identify risk of threats to independence
• Document organisation's internal controls and business processes
• Recommend changes to the organisation's internal controls and business processes
• Identify design and control gaps
• Review internal control frameworks
• Oversee the review of cyber security threats and impact of infocomm technology (IT)
• Recommend actions to address IT risks, security and data privacy

Enhance and protect organisational value by providing advice and insight

• Support the team in providing advice and business insights to the organisation by identifying opportunities and making recommendations for change
• Assist in reviewing business insights to focus on value-added opportunities or high-risk areas
• Demonstrate good analysis in understanding processes/issues
• Be able to manage auditees when discussing audit findings/recommendations through achieving a good balance between assertiveness and open-mindedness

Conform with professional standards

• Uphold professional standards
• Execute internal audit engagements in accordance with the International Professional Practices Framework (IPPF) Act in accordance with The Institute of Internal Auditors' (IIA) Code of Ethics

Requirements

• Minimum Bachelor’s Degree in Banking and Finance or Accounting related.
• Professional Qualifications such as Certified Internal Auditor (CIA), Certified Internal Systems Auditor (CISA), Certified Public Accountant (CPA), Chartered Accountant (CA) will be an advantage.
• Minimum 7 years of internal audit and/or audit related working experience.
• Good report writing, communication and interpersonal skills is necessary.
• Able to work in a team as well as independently with minimal supervision.
• Proficient computer skills, including Microsoft Office (Word, Powerpoint and Excel).

The Credit Risk Analyst is responsible for executing credit risk policies, procedures and processes to enable successful management of credit risks for the organisation. He/She supports the risk rating and limit setting process through credit portfolio, credit application and credit transaction reviews. He is responsible for providing independent credit opinion on new loan proposals and any subsequent variation requests. He assesses and monitor risks of assigned loan portfolio by way of news monitoring, periodic reviews and internal ratings.

The Credit Risk Analyst has strong exposure to and understanding of credit analysis methodologies and credit risk management regulations. He is able to work independently with minimum supervision, and is a strong communicator and influencer who can work in a fast-paced environment. He possesses strong analytical and critical thinking skills, and an eye for detail.

Key Tasks/Main Responsibilities

Develop and maintain credit risk policies

• Execute credit risk policies and procedures
• Ensure the alignment of operational practices to articulated credit risk positions
• Identify emerging market trends and regulations which may impact credit risk and policies
• Address queries related to credit risk policies and procedures
• Maintain credit risk-related documentation and resources on credit risk policies
• Practice responsible lending and credit activities by assessing Environmental, Social and Governance factors in credit-related approvals and reviews

Conduct credit risk assessment and management activities

• Utilise credit models to identify expected loan loss and other risks
• Perform periodic checks, security monitoring, portfolio reviews and regular compliance checks, and keep management abreast of early material warning signals
• Identify loans for inclusion within workout strategies
• Monitor accounts with flagged indicators for credit default and/or missed payments
• Process waiver and amendment requests and provide independent recommendation to management

Manage credit portfolios within credit risk appetite and limits

• Develop expertise in the assigned business segment in order to be able to provide independent recommendation
• Work closely with assigned business segment units in the conduct of credit activity
• Monitor and document key success measures for credit risk protection to identify possible inadequacies
• Support the execution of credit approval processes
• Generate financial ratios to evaluate client's financial status
• Identify market conditions and/or trends and their possible impact to the organisation's credit risk exposure and appetite
• Evaluate and analyse client accounts to determine suitable credit recovery plans

Review and rate counterparty risk applications

• Execute counterparty risk assessment steps and due diligence checks in accordance with guidelines
• Collect counterparty risk information and conduct preliminary risk assessments
• Review letters of credit when required
• Gather information and data to review credit rating triggers and break clauses for applications
• Conduct preliminary reviews on financial and credit transactions
• Confer with credit associations and other business representatives to exchange credit information

Monitor and report on credit risk portfolios

• Monitor loan portfolio quality by way of news monitoring, periodic reviews and ensure current loan loss provisions, internal ratings and account grading reflect the current state of the credit/ asset quality
• Highlight potential credit risks by monitoring early warning indicators
• Participate in the quarterly portfolio review exercise for the region and ensure follow-up of identified actions
• Participate in local credit committee meetings to deliberate on new credit applications while ensuring pertinent questions are raised and responded
• Identify changing regulations or industry developments which can improve early warning systems
• Support analysts in the preparation of contracts, credit reports and other loan transaction documents in accordance with credit risk policies
• Draft credit-related reports detailing deviations from set credit limits, counterparty ratings, exposures and concentrations
• Examine past financial records against current loan portfolio performance to identify patterns and trends

Requirements

• Minimum Bachelor’s Degree in Banking and Finance or Accounting related
• Minimum 3 years of relevant working experience
• Good report writing, communication and interpersonal skills is necessary
• Able to work in a team as well as independently with minimal supervision
• Proficient computer skills, including Microsoft Office (Word, Powerpoint and Excel)

Responsible for archiving of documents and packing them for storage. Part-time work arrangement is available.

JOB ROLE DESCRIPTION - SUMMARY

The incumbent, as Senior Project Manager, plays an important role in managing major transversal projects CIC Asia Pacific undertakes from time to time. He/she will see to the successful implementation of projects and be in the position to track completion milestones and resolve issues as they arise during different phases of the project.

He/She collaborates with internal and external stakeholders on the creation of project plans and identify critical paths, and oversees changes in project scope, as well as issues and risks that affect project and/or deliverables and implementation.

The Senior Project Manager possesses strong management and collaboration skills and can effectively liaise across various project sub-teams. He is able to guide and steer the project teams to successfully meet overall project objectives. He has excellent time management skills and is able to prioritise tasks. In addition, he possesses strong leadership and influencing skills to direct the projects. He adopts an analytical and strategic approach in developing and communicating solutions that meet project objectives and stakeholder needs.

Key Tasks/Main Responsibilities

Develop Project Plans

• Provide overall direction for multiple projects with different timelines across the organisation
• Gain consensus from stakeholders on project goals, objectives and deliverables
• Partner with stakeholders on creation of project plans and critical paths
• Direct appropriate resources and methodologies to various projects across the organisation

Project Management

• End-to-end management of major projects of a transversal nature, supporting the COO and senior management team
• Manage the project scope, work plans, milestones timeline and hold regular meetings to keep stakeholders and working groups apprised of progress
• Be involved in all meetings concerning the project and document key takeaways while tracking resolution of any issues that are reported
• Act as point of contact, where applicable, involving local stakeholders and representatives from Head Office and external consultants.
• Oversee project costs and closely monitor utilisation of project budget, where applicable

Project Implementation

• Oversee changes in project scope, issues and risks that affect project delivery and implementation
• Identify project risks or gaps and other issues that may impede the success of project implementation, offers solutions or develop a plan with other stakeholders
• Escalate potential issues that will affect project timelines
• Lead project presentations to internal and external stakeholders
• Resolve issues encountered during project implementation in collaboration with stakeholders

Requirements

• Bachelor’s Degree or Master's in Finance, Business Administration or related.
• At least 8 years of experience managing end-to-end transversal project. Experience in technology or operations space is an advantage
• Proficiency in French is a must to work and foster relationship with Head Office
• Extensive knowledge of project management standards, processes, procedures and best practices
• Strong communicator, be in the position to engage and collaborate with others
• Strong organisational skills and have an inquisitive mind to challenge status quo
• Strong analytical skills and highly process oriented that helps connect the dots

JOB ROLE DESCRIPTION - SUMMARY

The ITAC Credit Trader acts as a Market Operator (or “Opérateur de marché” in French) in accordance with the Crédit Mutuel Alliance Fédérale’s job description framework. He/she carries out, within the framework of the rules and limits set by the bank and the hierarchy, market operations enabling the bank or the clients' objectives to be met according to market opportunities.

In Asia Pacific, the ITAC Credit Trader is a member of a team that invests in the APAC credit markets. He/She is responsible for building, implementing and improving fundamental or quantitative trading models for the trading of credit and Asset-Backed Security (ABS) assets. He is required to develop profitable trading strategies using statistical methods before deploying these models to execute trades. He optimizes risk/return and acts cautiously in high volatile markets. He also inputs trades in systems following adequate procedures, monitors and controls investments within the bank’s limits and frameworks, and cooperates with market activities support teams (back office, legal, risk, etc.).

ITAC Credit Trader possesses a quantitative background with a strong affinity for numbers and data. He is logical and highly analytical, and is able to make sense and draw patterns from quantitative data. He is a creative thinker who can pilot his quantitative expertise and understanding of financial markets to find and convert trading opportunities into profitable solutions.

CRITICAL WORK FUNCTIONS AND KEY TASKS

Manage trades from inception to execution

• Develop trading strategies using fundamental or quantitative methods to maximise assets while minimising risks
• Research and keep up-to-date on financial instruments of focus and/or sectors or industries of focus for trading
• Monitor the market for news, potential disruptions and opportunities
• Conduct pre-trade analysis and verifications on financial instruments and report findings
• Conduct analysis of trade execution
• Deploy algorithmic trading models and quantitative methods to execute trades

Establish compliance with regulations and execution policies

• Learn and stay up-to-date with local trading regulations and best execution policies
• Ensure trading procedures are governed within set trading limits
• Ensure that the trades executed comply with organisation's execution policies and local trading regulations

Design trade methodologies and architecture

• Research new investment ideas, building investment thesis or models
• Develop algorithmic and statistical trading models based underlying datasets and trading policies
• Design and conduct back-testing and simulation processes to validate proposed or developed models

Monitor and anticipate market and corporate changes

• Identify relevant sources of information
• Deduce short and medium-term trends from changes in various markets and complementary indexes
• Follow the life and projects of targeted companies to identify specific evolution
• Contribute to the formulation of action and investment strategies

Value the entrusted assets

• Define investment strategies that take into account the needs of asset holders
• Make quick decisions on the basis of available information
• Integrate the risk dimension into activities
• Comply with prudential rules and procedures in force

Manage relationships with stakeholders

• Negotiate with intermediaries
• Manage relationships with specialised intermediaries (such as brokers, banks)

Optimise effectiveness

• Work in collaboration
• Manage time and priorities
• Take a step back from activities
• Maintain and develop knowledge and skills

Ensure efficient management of activities

• Support the company's values
• Manage collectively (lead the team, communicate, develop team spirit)
• Manage individually (support individual performances and career developments, develop skills, support and drive change)
• Drive the development of the department
• Ensure the department’s efficiency
• Ensure the department’s profitability

EDUCATION, KNOWLEDGE & SKILLS REQUIREMENTS

• Bachelor’s Degree or Master in Finance, Computer Science, Business or Engineering
• Proficiency in French is a must to cover and foster professional relationships with Head Office
• Minimum 4 Years of relavant working experience in credit/Asset-Backed Security (ABS)
• In depth knowledge of credit markets and familiar with fundamental/quantitative credit strategies
• Candidates with Financial Markets Regulatory Practices (FMRP) certificate will be a an added advantage
• Good team player
• Good communication and collaborative skills to effectively bridge issues and topics across departments and clients
• Proficient computer skills, including Microsoft Office (Word, Powerpoint and Excel)
• Experience with programming in VBA and Python

JOB SUMMARY

The Internal Auditor assists the Head of Internal Audit Asia Pacific to achieve the goals and objectives of Internal Audit department, including participating in the implementation of annual audit plan as well as any other assigned and delegated duties. He/She executes internal audit engagements in accordance with audit procedures and applicable frameworks on governance, risk management and control.

The Internal Auditor supports the team in providing advice and business insights to the organisation by identifying opportunities and making recommendations for change. He documents organisation's internal controls and business processes, and makes recommendations for changes to the organisation's internal controls and business processes. He should remain updated on professional competence standards.

The Internal Auditor demonstrates capability to carry out assignments with professionalism, initiatives, team spirit, minimum errors and good project/time management skills. He is meticulous and dependable in executing his work. He exercises due professional care in his work.

Key Tasks / Main Responsibilities

Provide independent and objective assurance

• Execute internal audit engagements in accordance with audit procedures and applicable frameworks on governance, risk management and control
• Provide proactive update of the audit progress
• Escalate potential audit concerns/ issues/ matters/ delays with adequate justification and proposed solutions to the Head of Internal Audit in a timely manner
• Maintain a good quality audit documentation (e.g. planning memo, work-papers, reports, quality assurance etc.) with adequate references to the supporting test documents
• Present the issues/recommendations in a concise manner; audit issues are correctly analysed with controls breakdown, root causes and risk implications clearly documented and understood by auditees
• Identify risk of threats to independence
• Document organisation's internal controls and business processes
• Recommend changes to the organisation's internal controls and business processes
• Identify design and control gaps
• Review internal control frameworks
• Oversee the review of cyber security threats and impact of infocomm technology (IT)
• Recommend actions to address IT risks, security and data privacy

Enhance and protect organisational value by providing advice and insight

• Support the team in providing advice and business insights to the organisation by identifying opportunities and making recommendations for change
• Assist in reviewing business insights to focus on value-added opportunities or high-risk areas
• Demonstrate good analysis in understanding processes/issues
• Be able to manage auditees when discussing audit findings/recommendations through achieving a good balance between assertiveness and open-mindedness

Conform with professional standards

• Uphold professional standards
• Execute internal audit engagements in accordance with the International Professional Practices Framework (IPPF) Act in accordance with The Institute of Internal Auditors' (IIA) Code of Ethics

Requirements

• Minimum Bachelor’s Degree in Banking and Finance or Accounting related.
• Professional Qualifications such as Certified Internal Auditor (CIA), Certified Internal Systems Auditor (CISA), Certified Public Accountant (CPA), Chartered Accountant (CA) will be an advantage.
• Minimum 6 years of relevant working experience.
• Good report writing, communication and interpersonal skills is necessary.
• Able to work in a team as well as independently with minimal supervision.
• Proficient computer skills, including Microsoft Office (Word, Powerpoint and Excel).