This is a non-bargaining unit position. The initial cut-off number for this job announcement is 100 applications. The first 100 applications will receive first consideration. Applications received after the initial cut-off number (100 applications) will not receive consideration unless otherwise requested by management.



VA offers a comprehensive total rewards package: VA Total Rewards
Work Schedule: Monday - Friday, 8:00 am - 4:30 pm
Compressed/Flexible Schedule: Available
Telework: Not applicable; this is a remote position.
Duty Location Status: Will work remotely from home.
Position Description Title/PD#: Supervisory Auditor/ PD17261A
Relocation/Recruitment Incentives: Not Authorized
Permanent Change of Station (PCS): Not Authorized
Financial Disclosure Report: Not Required
Physical Demands: This work is principally sedentary but may require the employee to carry light loads or drive a motor vehicle. No special physical effort or ability is required to conduct this work. You may be expected to travel up to 5%.

Applicants selected for this position may be required to serve a one-year supervisory probationary period. Failure to successfully complete the supervisory probationary period will result in the employee being reassigned to a position in the agency of no lower grade and pay than the one the employee left to accept the supervisory or managerial position.

Major Duties:

• Responsible for planning, conducting, developing, assessing, managing and executing audits and risk assessments.
• Responsible for managing and directing audit staff through engagements and performing supervisory functions.
• Conduct broad financial and performance audit assignments requiring integrated analysis of different accounting systems as well as management programs, systems, and operations.
• Prepare and conduct audit surveys and program evaluations, which focus on specific objectives.
• Conduct survey of audit entities prior to conducting the audit. Assigns segments of the audit to team members.
• Develop audit findings that include condition, cause, effect; ensures current and adequate criteria is included to support reported conditions; and makes recommendations to address the condition root cause.

Financial Institution Interns will be assigned to the Division of Depositor and Consumer Protection (DCP).  Interns will work directly on teams with experienced FDIC employees to evaluate FIDC-insured institutions' compliance with fair lending and consumer protection laws and regulations.  These teams are responsible for assessing financial institutions to determine whether they are maintaining effective controls and procedures, managing their institutions effectively, and complying with all applicable laws and regulations, including those relating to consumer protection, privacy, community reinvestment, and fair lending.

Under the direction and supervision of an Examiner or a higher grade team member, the incumbent will participate in and/or independently perform the following:

Assesses the adequacy and determines the strength of the Compliance Management System (senior management oversight; compliance program, including the elements of policies, monitoring, and training; and audit procedures) to ensure ongoing compliance as related to the particular regulation under review.  Conducts reviews and assessments of the following: 

• Examine initial disclosures, periodic statements, advertisements, and other information to evaluate procedures and reviews for compliance with applicable regulations.
• Examine closed-end non-real estate credit transactions for compliance with applicable regulations.
• Review the Home Mortgage Disclosure Act loan application register for accuracy and assesses the bank's overall reporting procedures.
• Review adverse action notices for compliance, and to gain a cursory exposure to applicable lending-related regulations.
• Examine a sample of residential, consumer, commercial and/or agricultural files to determine compliance with consumer laws and regulations.

Reviews applicable regulations and examination manual to become informed about the Community Reinvestment Act (CRA).

Participates in discussing the overall examination process including evaluating the bank's Compliance Management System (senior management oversight; compliance program, including the elements of policies, monitoring, and training; and audit procedures).  Asks questions to gain clarification and understanding of examination policies and procedures.

• Observes the interactions between the FDIC and Bank personnel.
• Responds to questions from other examiners regarding his/her section of the Report of Examination.
• Reviews the CRA of an institution and participates in discussion for assigning its rating.
• Prepares a summary of each performance factor describing why rating was assigned.
• With the assistance of an experience examiner, participates in meetings as appropriate.
• After the meeting, asks questions and discusses exam findings with the examiner-in-charge or higher graded team member.

Job Summary

This is a re-advertisement of NAY13764, previous applicants need not re-apply as they won't be considered.

We may conduct our interviews in person or using Microsoft Teams for video calling. All you need is a device with a camera and access to the internet. We will provide guidance and instructions on how to use this method if your interview is being held virtually.

We are a disability confident leader and we support reasonable adjustments throughout the recruitment process - for more information click here

This role sits within the Corporate Services Finance team. Key duties involve daily management of Council's cash flows, monthly and annual reporting on treasury related activity and associated reconciliations.

For more details see the attached Role Profile below.

Before you apply, find out a little bit about us and why we are a Great Place to Work.

Staff Values & Behaviours

North Ayrshire Council uses behavioural based approach throughout the recruitment process. Our staff values of Focus, Passion & Inspiration will be explored for this vacancy.

Further information on our Staff Values and how to complete behaviour based application form questions is available on the Council’s website.

Additional Information

For your information if this post requires references you will be notified of further details if you are successful in gaining an interview. Not providing relevant references when requested may delay the outcome of the interview process.

Standard Disclosure

Preferred candidates will be required to undergo a Standard Disclosure check, prior to a formal offer of employment being made by North Ayrshire Council. Please note: Successful candidates will be expected to meet the cost of the Standard Disclosure Check of £25 which will be deducted from your wages following the commencement of employment. For further information on the Disclosure Scheme please visit https://www.mygov.scot/organisations/disclosure-scotland/. For further details on North Ayrshire Council’s policy please visit http://www.north-ayrshire.gov.uk/resident/jobs-and-training/pre-employment-checks.aspx.

Our Workstyles

As an employer of choice, North Ayrshire Council has identified four different Workstyles. Each post in the council has been allocated one of these styles:

Agile – 100% of time spent working agile (flexibly) and interacting with others. Able to work at home, office or multiple locations. May be required to attend office on set days/rota basis as the role requires.

This post has been allocated the workstyle: Agile

More information on our workstyles can be found in our HR Guide: Workstyles. If you have any questions on the allocated Workstyle for this post, please ask at interview.

Proud member of the Disability Confident employer scheme

Address:

Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve overall business objectives.

• Collaborates with BMO partners to identify referral opportunities that further grow the customer’s relationship with BMO beyond personal banking.
• Welcomes and guides customers as they walk into the branch lobby, and offers advice and guidance on available digital and self-serve options with the goal of making it easy, simple, and fast to bank with BMO.
• As a lobby leader, assists in conducting client conversations about banking services to recommend alternative banking channels and provide personal banking and investment advice.
• Meets customer transaction-based needs with seamless execution.
• Reviews customer profiles and engages customers in a needs-based conversation to identify potential opportunities and address everyday banking plans and credit card needs.
• Contributes to meeting branch business results and the customer experience.
• Supports operational activities (e.g. inventory management, escalated service requests, following up on customer applications, filing, opening and closing activities).
• Acts as a key member of a collaborative and versatile branch and market team.
• Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice.
• Organizes work information to ensure accuracy and completeness.
• Takes the initiative to find creative approaches that make each customer’s experience feel personal.
• Looks for ways to contribute to the ongoing improvement of the overall branch customer experience.
• Contributes to business results and the overall experience delivered in the branch.
• May work at multiple branches based on market needs; work schedule may differ from week to week in terms of days worked, hours, and shifts.
• Follows through on risk and compliance processes and policies to ensure we safeguard our customers’ assets, maintain their privacy, and act in their best interest.
• Keeps current with the wider financial services marketplace, the legal and regulatory environment, and our commitment to uphold the highest ethical requirements of our industry.
• Maintains current knowledge of personal banking products, practices, and trends and integrates into customer conversations.
• Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering.
• Complies with legal and regulatory requirements for the jurisdiction.
• Protects the Bank's assets in compliance with all regulatory, legal, and ethical requirements.
• Completes complex & diverse tasks within given rules/limits.
• Analyzes issues and determines next steps; escalates as required.
• Broader work or accountabilities may be assigned as needed.

  Qualifications:

• Typically between 1 – 2 years of relevant experience and/or certification in related field of study desirable or an equivalent combination of education and experience.
• Canada only: Registration to sell investment products completed or in progress (must be completed within 12 months) - as appropriate for the jurisdiction.
• Confident and experienced in the use of social media, tablets, Smart phones, online tools, and applications.
• Some experience in a consultative customer service or sales roles, with a drive to deliver a personal customer experience.
• Basic knowledge of specialized sales and business banking solutions to refer to specialists.
• Passionate commitment to helping customers.
• Drive to deliver a personal customer experience.
• A focus on results and the ability to thrive in a consultative sales and team-based environment.
• Resourceful self-starter with courage and confidence to approach customers.
• Readiness to collaborate and work in different capacities as part of a team.
• Strong interpersonal skills, including the ability to build rapport and connections with customers.
• An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges.
• Basic specialized knowledge.
• Verbal & written communication skills - Good.
• Organization skills - Good.
• Collaboration & team skills - Good.
• Analytical and problem solving skills - Good.

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Address:

Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve overall business objectives.

• Collaborates with BMO partners to identify referral opportunities that further grow the customer’s relationship with BMO beyond personal banking.
• Welcomes and guides customers as they walk into the branch lobby, and offers advice and guidance on available digital and self-serve options with the goal of making it easy, simple, and fast to bank with BMO.
• As a lobby leader, assists in conducting client conversations about banking services to recommend alternative banking channels and provide personal banking and investment advice.
• Meets customer transaction-based needs with seamless execution.
• Reviews customer profiles and engages customers in a needs-based conversation to identify potential opportunities and address everyday banking plans and credit card needs.
• Contributes to meeting branch business results and the customer experience.
• Supports operational activities (e.g. inventory management, escalated service requests, following up on customer applications, filing, opening and closing activities).
• Acts as a key member of a collaborative and versatile branch and market team.
• Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice.
• Organizes work information to ensure accuracy and completeness.
• Takes the initiative to find creative approaches that make each customer’s experience feel personal.
• Looks for ways to contribute to the ongoing improvement of the overall branch customer experience.
• Contributes to business results and the overall experience delivered in the branch.
• May work at multiple branches based on market needs; work schedule may differ from week to week in terms of days worked, hours, and shifts.
• Follows through on risk and compliance processes and policies to ensure we safeguard our customers’ assets, maintain their privacy, and act in their best interest.
• Keeps current with the wider financial services marketplace, the legal and regulatory environment, and our commitment to uphold the highest ethical requirements of our industry.
• Maintains current knowledge of personal banking products, practices, and trends and integrates into customer conversations.
• Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering.
• Complies with legal and regulatory requirements for the jurisdiction.
• Protects the Bank's assets in compliance with all regulatory, legal, and ethical requirements.
• Completes complex & diverse tasks within given rules/limits.
• Analyzes issues and determines next steps; escalates as required.
• Broader work or accountabilities may be assigned as needed.

  Qualifications:

• Typically between 1 – 2 years of relevant experience and/or certification in related field of study desirable or an equivalent combination of education and experience.
• Canada only: Registration to sell investment products completed or in progress (must be completed within 12 months) - as appropriate for the jurisdiction.
• Confident and experienced in the use of social media, tablets, Smart phones, online tools, and applications.
• Some experience in a consultative customer service or sales roles, with a drive to deliver a personal customer experience.
• Basic knowledge of specialized sales and business banking solutions to refer to specialists.
• Passionate commitment to helping customers.
• Drive to deliver a personal customer experience.
• A focus on results and the ability to thrive in a consultative sales and team-based environment.
• Resourceful self-starter with courage and confidence to approach customers.
• Readiness to collaborate and work in different capacities as part of a team.
• Strong interpersonal skills, including the ability to build rapport and connections with customers.
• An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges.
• Basic specialized knowledge.
• Verbal & written communication skills - Good.
• Organization skills - Good.
• Collaboration & team skills - Good.
• Analytical and problem solving skills - Good.

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Summary: 

Job Description:

What will you do?

As our new Business Controller Retail Banking you will be responsible for analysing the performance, forecasting the performance of Retail Banking and come with pro-active advise to improve and steer the performance. This will be done by challenging the businesses, delivering added value analysis and also support the business where needed to give insight to actually improve the performance. You will provide all financial analysis for strategic decisions, capital allocation and M&A and you will be a sparring partner for the MT Retail Banking including the international activities in Belgium and Germany. NIBC Retail Banking excels in mortgage lending and savings products across The Netherlands, Belgium, and Germany, priding ourselves on simplicity and transparency to optimally serve our clients. More in detail the activities will be:

• Single point of contact (SPOC) for all finance related topics for the Business and coordination within the rest of the finance organization
• Challenge performance of the business in the Netherlands, Germany and Belgium. Develop and monitor key performance indicators to assess business on commercial performance. This includes monthly performance analysis. Identify areas that require improvement and recommending actions
• Provide insight into product performance (risk, return and impact) and support the business to steer on continuous improvement
• Analyze and draft reports on the cost allocation and cost management of the business (cost management)
• Provide advice during decision-making processes of the Business by providing financial insights, scenario analysis and risk assessments. Topics might be: strategic investments, value creation and business opportunities and support on portfolio management
• Support on forecasting related topics specific for the Business (e.g., spread analysis and forecast)
• Support during the budgeting process for their respective Business
• Provide ad hoc reporting for the business (once the ad hoc reporting becomes standardized, this type of report moves to the Management Reporting team)

What’s in it for you?

NIBC provides an ambitious environment where together we strive to create a fantastic workplace in which you feel safe and challenged to be the best version of yourself. This is in line with Professional, Adaptive, Collaborative and Entrepreneurial, since you are in the lead of setting the PACE of your career at NIBC. In addition you receive a competitive salary, plus:

• Several ways to support your development personally and professionally, ao:

- Personal development budget, to spend at your own discretion

- Professional budget provided by your manager, to develop yourself in your work

- Online training offering

• NIBC embraces the Hybrid way of Working. This means that we support working from home as well as encourage our colleagues to come to the office. NIBC's guideline is to spend at least half of the working time at the office;
• Travel expenses or NS Business Card 1st class;
• 32 vacation days (which do not have to be registered);
• Excellent pension scheme (26% NIBC contribution);
• A voucher to improve your home office;
• The opportunity to take ownership and show initiative in your role. We are always open to new ideas, and encourage to use your voice;
• The nature of our Grow to Make a Difference program enables you to be in charge of your own development;
• Two staff associations: YoungNIBC and MyLeisure;
• Vitality program, annual company-wide sports & leisure days;
• Monthly internet allowance;
• Laptop and a company phone;
• Excellent facilities at the office (Coffeecorner, Restaurant, Exchange bar);
• Last but not least, a fun workplace in which diversity and inclusion is valued (click here).

What do you bring?

You are a seasoned professional with:

• Experience in the financial industry (9+ years of work experience)
• Master degree in Business, Economics, Finance or Accounting
• In-depth knowledge of finance and accounting principles, including financial analysis, budgeting and cost management
• Proficiency in data analysis and the ability to extract valuable insights from financial data
• Effective communication and the ability to convey complex financial information to non-financial stakeholders in a clear and understandable manner
• Understanding of the mortgages market and the specific dynamics,the specific challenges and opportunities that the Retail Banking faces
• Familiarity with financial reporting and the ability to prepare and interpret financial reports
• The ability to align financial strategies with the broader business objectives and provide insights that drive strategic decision-making
• Capability to perform scenario analysis, considering various possible outcomes and their financial implication
• Expertise in assessing and managing financial risks to support informed decision-making
• Strong interpersonal and collaboration skills to work closely with the Business and various teams within the finance organization
• Proficiency in budgeting and forecasting techniques, including conducting spread analysis
• Flexibility to adapt to changing business needs to provide timely support for ad hoc requests understanding of the industry, market dynamics and the specific challenges and  opportunities that the NIBC business faces
• Fluent in Dutch and English

Interested?

Click the apply button now! To upload multiple documents, click the upload button again after uploading a document.  An assessment may be part of the application procedure. For more information about the recruitment procedure or NIBC as employer you may contact our HR Servicedesk via AskHR@nibc.com. Applications via email will not be taken into consideration.

Program Finance Analyst

Location: Skypark, Glasgow

Join our UK Team who are committed to a Mission!..

Role Overview:

Reporting to the Division Finance & Business Operations Manager, the Programme Financial Analyst is responsible for providing Programme Financial Control and ensuring the integrity of the financials on the programmes.

This role will be primarily responsible for supporting programmes in the Civil Division’s Devolved Government & Energy Portfolio, based in Glasgow, Scotland. 

Duties & Responsibilities

• Be a key member of Programme Management Team and act as a Finance Business Partner
• Provide highest level of customer service to all customers and stakeholders
• Responsible for the pricing of new business opportunities when required
• Develop, track and update programme baseline including tracking actual costs against baseline, development and overall management of programme Estimate At Complete (EAC)
• Analysis of programme actuals for accuracy, identifying & correcting errors, and communicating issues to Programme Management to prevent future errors
• Responsibility for producing programme financial customer deliverables
• Supporting financial presentation for programme or operational reviews
• Performing both short and long term forecasting for corporate metrics (Awards, Revenue, and Operating Income) at the programme level. Providing commentary on variances and of any financial Risks & Opportunities against financial forecast
• Accountable for programme billing, cash collection, analysis and clearing of unbilled receivables
• Support the validation of awards/bookings, backlog, revenue & operating income
• Provide excellent adhoc support to a wide variety of stakeholders both within the finance leadership team, and within wider operational teams
• You will be expected to work on multiple tasks simultaneously and to show a degree of flexibility in working hours when required to meet project and finance deadlines. The successful candidate will take ownership of decisions made

Required Skills:

• Project/programme accounting experience
• Strong analytical and problem solving skills
• Organised and thorough, with attention to detail
• Team player but able to work independently and proactively
• Ability to work effectively across organisations and with multiple locations
• Demonstrated ability to work proactively to complete work assignments
• Good time management with the ability to achieve deadlines
• Capable of operating to tight schedules in a demanding environment
• Proficient in Microsoft Excel
• Recognised accounting qualification, or studying towards qualification e.g. CIMA

Desired Skills:

• Pricing/Cost Estimating experience
• Experience of accounting in a project-based business

Clearance Requirements:

• Clearance to Start BPSS
• Clearance for Role BPSS

Take control of your career, send us your CV today...

What we do for you:
At Leidos we are PASSIONATE about customer success, UNITED as a team and INSPIRED to make a difference. We offer meaningful and engaging careers, a collaborative culture, and support for your career goals, all while nurturing a healthy work-life balance.
We provide an employment package that attracts, develops and retains only the best in talent. Our reward scheme includes:
•    Contributory Pension Scheme
•    Private Medical Insurance
•    33 days Annual Leave (including public and privilege holidays)
•    Access to Flexible benefits (including life assurance, health schemes, gym memberships, annual buy and sell holidays and a cycle to work scheme)

•    Dynamic Working 

Commitment to Diversity:

We welcome applications from every part of the community and are committed to a truly diverse and inclusive culture.  We foster a sense of belonging, welcoming all perspectives and contributions, and providing equal access to opportunities and resources for everyone.  If you have a disability or need any reasonable adjustments during the application and selection stages please let us know, and we will respond in a way that best fits your needs.

Who We Are:

Leidos UK & EUROPE – we work to make the world safer, healthier, and more efficient through technology, engineering and science.

Leidos is a growing company delivering innovative technology and solutions focused on safeguarding critical capabilities and transformation in frontline services, our work in the United Kingdom includes addressing some of the most complex problems in defence, healthcare, government, safety and security, and transportation.

What Makes Us Different:

Purpose: you can use your passion and abilities at Leidos to keep the people you care about safe. We are at the forefront of machine learning, AI, cyber security and solutions. Using your skills in the technology frontline by helping to build a safer world.  You can inspire change.

Collaboration: having flexibility to do your job is one of our core benefits, enabling you to become part of our extraordinary team.  We have been empowering our people to work flexibly for years.  Whether you work from home, the office or on customer sites, we will give you the digital tools and the flexibility to work smarter and align your needs and ours.          

People: Leidos empowers people from every background to be themselves and gives you the tools to learn new skills by enabling growth whilst developing. We believe that extraordinary people need opportunities to grow, to be inspired and to inspire others. At Leidos, we invest in technical academies, career rotations and a career development plans that enhance your future.

Original Posting Date:

While subject to change based on business needs, Leidos reasonably anticipates that this job requisition will remain open for at least 3 days with an anticipated close date of no earlier than 3 days after the original posting date as listed above.

Pay Range:

The Leidos pay range for this job level is a general guideline only and not a guarantee of compensation or salary. Additional factors considered in extending an offer include (but are not limited to) responsibilities of the job, education, experience, knowledge, skills, and abilities, as well as internal equity, alignment with market data, applicable bargaining agreement (if any), or other law.

The Financial Analyst will join a team of three finance leaders to partner with and support Divisional operations leaders (DVPs) of this $1B+ business with approximately 6,000 teammates. We're looking for someone with a strong analytical and financial background, the ownership mindset to consistently and proactively seek ways to improve the business, the leadership ability to operationalize new ideas and insights. In addition, this person will be a key thought partner and work closely with the Division Finance Managers, Group Finance Director, Division Vice Presidents and other field operations and clinical teams.

This position is responsible for supporting the Dream Team finance team in special projects, P&L review process support, data analyses, process improvements and metric/report development in alignment with DaVita’s Mission and Core Values. This includes supporting processes for accounting for center and divisional P&L reviews, new business opportunities, performance metrics, goal/progress tracking, preparing financial reports for corporate and field operations management, and joint venture partners, as well as internal and external audit agencies.

This teammate is an integral partner in supporting the finance team and division operations for the entire Dream Team portfolio. Typical divisions have approximately 50 clinics and $200M revenue. Teammate will take a financial support role in each of the categories listed below through a strong partnership with the Group’s finance team and Division Vice Presidents. This role is an integral player in driving successful business outcomes.

ESSENTIAL DUTIES AND RESPONSIBILITIES

The following duties and responsibilities generally reflect the expectations of this position but are not intended to be all-inclusive.

Finance Team Support

1. Special Projects – in partnership with Division Finance Managers and operational leaders, support opportunities for operational improvement

2. Monthly financial/operations reviews – explains key drivers behind financial performance. Assist with interpretation of results, trends etc.

3. Joint Venture Reporting – assist DFMs in joint venture reporting and data analyses for outside partners

Growth Management Support

1. New Clinics – build models, assess projects and partner with Division Finance Managers and Division Vice Presidents on necessary capital approval processes

2. Growth strategy sessions – partner with Division Finance Managers to analyze, review and recommend overall divisional growth strategy

3. Forecasting – support the bottoms-up build of 3-year operating plan

Leadership

1. You will be expected to interpret data, develop solutions, and effectively communicate your recommendations to senior leadership

2. You will be expected to drive accountability to action plans committed by Division Finance Managers and Divisions

3. You will be required to coach non-finance oriented teammates as necessary

MINIMUM QUALIFICATIONS

Education, licenses, certifications, and experience required to fulfill the essential duties, include computer skills as required.

1. Strong alignment with our Mission and Values.

2. Bachelor’s Degree

3. Expert-level computer skills and proficiency in MS Excel required; intermediate proficiency in MS Word, Outlook, and PowerPoint

4. Ability to travel up to 10%

PREFERRED QUALIFICATIONS

Education, licenses, certifications, and experience required to fulfill the essential duties, include computer skills as required.

1. Healthcare industry background a plus

• 2. Expert level computer skills and proficiency in finance/accounting systems like ESS Base, MS excel, word, outlook and power point

What We’ll Provide:

More than just pay, our DaVita Rewards package connects teammates to what matters most. Teammates are eligible to begin receiving benefits on the first day of the month following or coinciding with one month of continuous employment. Below are some of our benefit offerings.

• Comprehensive benefits: Medical, dental, vision, 401(k) match, paid time off, PTO cash out
• Support for you and your family: Family resources, EAP counseling sessions, access Headspace®, backup child and elder care, maternity/paternity leave and more

• Professional development programs: DaVita offers a variety of programs to help strong performers grow within their career and also offers on-demand virtual leadership and development courses through DaVita’s online training platform StarLearning.

Salary/ Wage Range

Compensation for the role will depend on a number of factors, including a candidate’s qualifications, skills, competencies and experience and may fall outside of the range shown. DaVita offers a competitive total rewards package, which includes a 401k match, healthcare coverage and a broad range of other benefits. Learn more at https://careers.davita.com/benefits  

Summary: 

Job Description:

Got your Master’s degree and are you looking for your next step? Meet NIBC: a small bank with a big heart and great opportunities for (up-and-coming) talent in retail banking. Discover the diversity of our real estate field as a trainee / junior analyst, find out how you can contribute to the funding of remarkable projects and see how much you can learn from your experienced and helpful colleagues.  

Why would you want to work for NIBC’s Portfolio Management team?

Portfolio Management Retail is part of NIBC Retail Banking. NIBC Retail Banking excels in mortgage lending and savings products across The Netherlands, Belgium, and Germany, priding ourselves on simplicity and transparency to optimally serve our clients. Our Portfolio Management team plays a crucial role in managing both the mortgage and savings portfolios. This includes activities like interest rate risk hedging of the mortgage portfolio, credit risk assessments, Retail Banking funding, and pricing determination for NIBC mortgages.

This is what you'll do  

As an analyst, you'll assist us in providing key insights of the risks of and dynamics within our mortgage balance sheet. As a junior / trainee, you'll start with supportive activities, but you'll soon receive more responsibilities. Moreover, your teammates will include you in everything they do, which means you'll get a good idea of the job very quickly.   

Your activities:  

• You'll have a supportive role in Portfolio Management Retail. This places you in position closely to the dynamics of the day-to-day business, leading to a lot of interaction with a wide range of experts.
• Your analytical skills will be put to good use in data requests and modelling, such as forecasting, explanation of results and quantitative support to (new) business cases. Key examples are the liquidity planning of our mortgage balance, a crucial role in the market valuation of our mortgage loans and providing essential information of the spread/margins development.  
• Your primary clients will be the Retail Banking’s Management Team and our Executive Board Members. And last but not least, you will be the point of contact with our Finance department.
• You will help improve our models both on implementation as well as on methodology. You will work in Python and Excel, where you will focus on automation and improved presentation of figures.

Your team  

You'll work in the Portfolio Management Retail team. This team consists currently out of 5 colleagues that work together closely, laugh together and regularly have a social activity together like a dinner. The team is ambitious to improve how we work and what we do. Everyone has a technical background like Mathematics and Econometrics. We are searching for a person who fits in well.

Furthermore, it is a subteam of a larger team where there is expertise on Customer Analytics as well as Structuring. This will provide you with additional learning opportunities on the field of data science as well issuing covered bonds, such that you get exposure directly to a wide range of competences.

Talent Program  

Every year, we offer to a selected group of talented colleagues from the entire bank a spot in our Talent Program. You could be part of this program, too! In this program, you and your fellow trainees (a diverse and international group) will focus on personal and professional development. Working and learning-on-the-job is alternated with targeted training and development activities both developed in cooperation with top ranked business partners. Learning on the job is key in this process, you will be challenged with many hands-on exercises and cases to develop your personal and professional skills.  

Sarah recently participated in the Talent Program as a junior analyst:  

“Before I started working here, I had no idea of the things you could do at a bank. Thanks to my daily activities as part of the Commercial Real Estate team, I'm learning so much. The Talent Program has given me the opportunity to meet lots of people from other teams with whom I can share experiences.”  

NIBC as employer
Founded in 1945 to finance the visionary entrepreneurs who helped rebuilding the Netherlands after the second World War, NIBC was closely collaborating while professionally supporting companies and individuals in realizing their dreams and goals with a sustainable future in mind. As a midsize bank with a multicultural working environment that is best described as dynamic and ambitious, we share a forward-thinking, can-do attitude with our employees and clients which we call our THINK YES mentality. Our corporate values are Professional, Adaptive, Collaborative and Entrepreneurial. You will have a direct and meaningful impact on both the bank and its clients. By building our company on optimism and mutual trust, and with our THINK YES mentality, NIBC is an enterprising bank that enables ambitions.

Think YES if you…  

• Have a relevant Master’s degree in Mathematics, Econometrics or Engineering.  
• Are proficient in Python.
• Are fluent in English and Dutch.
• Enjoy analysing complex numerical problems.  
• Are a flexible team player and can manage ad hoc requests and tight deadlines.
• Like taking initiative, are not afraid to ask questions and want to develop yourself.   
• Have a commercial mindset, like to work together, have a go-getter attitude and are involved with your team.  
• Want to get proficient in SQL and PowerBI.

No relevant working experience required!  

Fresh ideas and new perspectives are more than welcome at our bank. Do you not have any (relevant) professional experience in the world of banking and finance, but does this field interest you nonetheless? In that case, we're very curious about you and what you can bring to the table with your background. As for the ins and outs of working at a bank? You'll learn those on the job.  

What’s in it for you?

NIBC provides an ambitious environment in which together we strive to create a fantastic workplace and where you feel safe and challenged to be the best version of yourself. This is in line with our Professional, Adaptive, Collaborative and Entrepreneurial (PACE) values. You are in the lead of setting the PACE of your career yourself at NIBC. In addition, you will receive a competitive salary, plus:

• Several ways to support your development personally and professionally, so:

- Personal development budget, to spend at your own discretion

- Professional budget provided by your manager, to develop yourself in your work

- GoodHabitz: free online courses you can choose to take for your own benefit

• NIBC embraces the Hybrid way of Working. This means that we support working from home as well as encourage our colleagues to come to the office. NIBC's guideline is to spend at least half of the working time at the office;
• You will receive a reimbursement for your work travel expenses or an NS Business Card 1st class;
• 32 vacation days (which do not have to be registered);
• Excellent pension scheme (26% NIBC contribution);
• A voucher to improve your home office;
• The opportunity to take ownership and show initiative in your role. We are always open to new ideas, and encourage to use your own voice;
• The nature of our Grow to Make a Difference program enables you to be in charge of your own development;
• Two staff associations: YoungNIBC and MyLeisure;
• Vitality program, annual company-wide sports & leisure days;
• Monthly internet allowance;
• Laptop and a company phone;
• Excellent facilities at the office (Coffeecorner, Restaurant, Exchange bar);
• Last but not least, a fun workplace in which diversity and inclusion is valued (click here).

Will you be our new Talent?   

Upload your cover letter and CV via the application button. You can upload multiple documents by clicking the upload button again.  

Application procedure  

We don't just want to get to know you, we also want you to get to know us. That's why there will be multiple interviews. We invite you to be curious and ask any questions you may have. An assessment is also part of the procedure.  

Want to know more? Contact us  

About the vacancy:        Max.de.Groot@nibc.com  

About the procedure:    Manouk.Nanne@nibc.com

 AAA Club Alliance (ACA) is an equal opportunity employer.

Our investment in Diversity, Equity, and Inclusion:

At ACA, we are committed to cultivating a welcoming and inclusive workplace of team members with diverse backgrounds and experiences to enable us to meet our goals and support our values while serving our Members and customers.  We strive to attract and retain candidates with a passion for their work and we encourage all qualified individuals, regardless of race, color, gender, identity, veteran status, sexual orientation, physical ability or national origin, to apply.

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