Total 2 job vacancies by BCA Group

Finance Manger

Hybrid – travel to Blackbushe required

£50,000 - £60,000 per annum + car allowance + bonus + benefits

Monday – Friday, 40 hours per week



BCA are the biggest name in Europe’s vehicle remarketing industry, backed by the Constellation Automotive Group, we’re part of a family including cinch and WeBuyAnyCar.com. We’re growing rapidly and are on a key digital transformation journey.

Constellation Automotive Group is the largest vertically integrated digital used car marketplace in Europe, combining the leading digital brands across the segments of consumer to business, business to business and business to consumer. We offer competitive salaries plus attractive benefits, unrivalled support to progress and flexible remote working.

As part of the group’s continuing growth, an opportunity has now arisen in the Partner Finance division. BCA Partner Finance aims to provide a simple, straightforward and convenient funding facility with easy to understand charges and a flat rate of interest. They provide the added benefit of funding 100% of the invoice value including fees, VAT and delivery, so dealers do not need to worry about calculating the funding as a percentage of CAP or arranging additional funding.

BCA Partner Finance strives to understand business needs and will work in partnership at every step of the way, sharing our expert industry knowledge and experience. We will provide easy access to funding when needed, helping businesses to prosper by increasing their stocking capacity and improving liquidity.

Due to a small restructure within the finance team, we are now looking for a Finance Manager to report in the Financial Controller, and to manage the transaction and accounting team.





Key responsibilities

The successful candidate will report directly to the Financial Controller and manage the transaction team (2 full time heads and elements of a shared function). The primary focus of the role is to manage the daily transactions and manage the monthly accounting.


Manage the Transactions team and relationship with Shared Services
Own the month end process and hold accountability for balance sheet integrity and reconciliations
Oversee the AR and AP processes and take responsibility for driving improvements in both accuracy and operational efficiency
Develop a strong understanding of the CALMS operating system and work with the enterprise application team to deliver updates and fixes
Support day to day delivery and roll out of the Part Exchange (PX), Other Approved Suppliers (OAS) program and unencumbered transactions for customers
Assist with the implementation and development of controls and systems which enable efficient, timely and accurate production of financial reporting


Key Skills 

The successful candidate will be an enthusiastic team player, with a desire to be involved in a variety of activities, and a willingness to take ownership and a hands-on approach. We are looking for individuals who can demonstrate the following:


Qualified Accountant
Adaptable, determined and enthusiastic for new challenges
Strong technical skills and an understanding of processes
A willingness to devise, implement and improving financial and operational processes
Well-organised with excellent attention to detail and the ability to multi-task
Excellent interpersonal skills, including good oral and written communication skills
Good influencer with an ability to build and maintain strong relationships at all levels




We are proud to be Level 1 Disability Confident and committed to ensuring our recruitment process is inclusive and accessible.

Our policy is to employ the best qualified people and provide equal opportunity for the advancement of employees including promotion and training and not to discriminate against any person because of gender, race, ethnicity, age, sexual orientation, religion, belief, or disability.

INDLP

Job Title: Senior Credit Analyst

Location: Hybrid - Home working & BCA Blackbushe Office

Salary: £50,000 + Company Car + 10% Bonus

Working Hours: 40 hours per week Monday - Friday

Job Status: Permanent



Join the UK’s largest B2B used vehicle service

At BCA, we’re altogether, more. More than just your average vehicle remarketing company. More than just any other place to work. We’re Europe's largest vehicle remarketing business, the backbone of the UK’s automotive supply chain, and the best place to build the career you want.

Now, this is where you fit in…

We’re looking for down-to-earth go-getters, who are ready to make their mark on the automotive industry. This is your opportunity to play a critical role in how we operate as a business. You’ll have the chance to build on your excellent customer service skills, pioneer new processes and drive BCA forward as part of one big collaborative team.

The core function of the credit team is to establish the suitability of BCA customers for a Partner Finance credit stocking facility. The senior analyst role is to support the senior management team in reviewing internal and external financial and non-financial information, in order to establish the creditworthiness of prospective and existing customers. This is done in the context of the company’s risk appetite and commercial focus, along with general account queries, reporting requirements and all forms of communication.



Main Responsibilities:

Credit Reviews

Prepare, analyse, and evaluate credit facilities on a defined review template in respect of new and existing customers using:


Documentation and information provided by customers, third-party sources and internal transactional data.
Analysing financial accounts to identify trends and specific data relevant to the recommendation and decision-making.
Following up queries and missing information directly with customers and the Commercial team to establish a clear view.
Consider forms of additional security that might enhance the credit risk profile of facilities recommended
Accurately maintain the credit proposal logs and other internal records.
Approve the satisfaction of Conditions of Approval to authorise review sign-offs.


Phones and Email

Participating in the administration of the credit department, handling applications, requests and queries from customers and other areas of the business including:


Answering general telephone and email queries relating to credit applications
Temporary credit limit increases to be presented to and authorised by management
Redirecting dealer enquiries to the correct department
Completing the administration process for management credit approvals
Provide cover on the phones/inbox as per the team rota.




To be successful, you’ll bring some of the following experience with you:


At least 4 years’ experience in credit underwriting and analysis of financial statements relating to SME’S in particular
Strong analytical skills to identify strengths and weaknesses in credit applications, plus anomalies that may require further investigation
Good attention to detail as accuracy is critical to assessing the level of risk in a new application or a live account
Good understanding of Excel/Word/Outlook/PowerPoint
Excellent verbal & written communication skills including report writing
Desirable - CICM qualified level 3 or above
Desirable - experience in the automotive industry



We’ve put everything in place to ensure you thrive. Competitive salaries, strong core values and an excellent benefits package that includes:


Company Pension Scheme
Private Medical Insurance (role dependent)
An Employee Assistance Programme
Enhanced maternity, paternity, and adoption leave
Access to trained Mental Health First Aiders




And so much more…

As the automotive industry changes, we’re changing with it - putting our people in the front seat for the journey. We’re the number one in what we do for a reason and that’s because of the people we have on our teams. If you want to be a part of a business like this; unrivalled, exciting and appreciative of the work you do, join BCA.


We are proud to be Level 1 Disability Confident and committed to ensuring our recruitment process is inclusive and accessible.

Our policy is to employ the best qualified people and provide equal opportunity for the advancement of employees including promotion and training and not to discriminate against any person because of gender, race, ethnicity, age, sexual orientation, religion, belief, or disability.