Total 4 job vacancies by 11037 Citibank, N.A. United Kingdom

This new and exciting role is based in London (Canary Wharf) and has come about following Citi’s commitment and investment to support the international growth plans of UK Mid-Market businesses.  Citi Commercial Bank UK (CCB UK) was established in 2016 to support UK headquartered Mid-Market businesses with a turnover range of $50m to $2.5bn.  The success of the CCB UK team has led to considerable client growth and the provision of banking & financing solutions to numerous commercial banking clients across 5 key industry sectors - Business Services, Healthcare, Fintech, Industrials and Digital/TMT.

This is a strategic professional who supports the growth of the UK Commercial Bank by underwriting transactions that meet the risk and return goals of the business. The candidate will be expected to lead credit due diligence with clients and will be responsible for the end to end delivery of credit requests internally.   

Responsibilities:

• Work alongside bankers in underwriting requests for new and existing clients with ownership responsibility for the end to end credit process.
• Lead credit due diligence with clients and perform relevant industry and peer analysis.
• Prepare detailed written credit summaries by analyzing the business, performing detailed financial analysis, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision that meet the Business risk and return goals.
• Prepare credit ratings and financial projections in order to assess the repayment capacity of borrowers.
• Present credit analysis to approval committees and effectively answer questions when challenged.
• Manage, negotiate and execute facility documentation following credit approval.
• Stay abreast of developments within the global economy and designated industries in order to support problem recognition and the directional strategy of the business.
• Ongoing early warning monitoring and the preparation of annual credit reviews for a portfolio of clients.
• Maintain a solid understanding of Citi’s products and services and the unique commercial bank proposition.
• Work with colleagues globally to offer credit solutions to international subsidiaries understanding local market requirements.
• Maintain compliance with Citibank credit policies / practices and regulatory policies, to ensure the business unit is in adherence and receives satisfactory ratings from internal and external auditors.
• Aid business unit goals by continuous identification of process improvements and efficiencies that reduce costs and improve customer service levels. Work with management team on prioritization and implementation of approved actions.
• Provide backup to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers as needed.
• Other duties as required to assist business unit and company goals

Competencies & Experience:

• Commercial/Corporate banking experience with a focus on credit analysis and underwriting. UK banking industry experience preferred.  
• Proven analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections.
• Knowledge of intermediate accounting theory and its practical application in the credit underwriting process.
• Experience working with and negotiating LMA Investment Grade or Leveraged RCF and Term Loan credit agreements.
• Experience preparing financial assumptions in order to build cash flow projection models.  
• Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner.
• Effective written and verbal communication skills, problem recognition and resolution skills, and ability to work independently and within a team.
• Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs, models and charts.

Education:

• Educated to degree level or equivalent.

Equal Opportunity 

We recognize talent comes from a wealth of experience and ideas beyond just the technical specifications of a role. If you feel like you can make a meaningful impact even if you don’t necessarily check all the listed requirements, please still consider applying. Diversity of experience and skills supplemented with drive are cornerstones to innovation and excellence and we encourage people from all backgrounds to apply to our positions. 

#CCBEMEAJOBS

#LI-CM2

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions.  For the past 200 years at Citi, we have a drive to help clients move from ambition to achievement. Our company has been one of the foundational components of today’s modern financial infrastructure—this gives us a level of unmatched expertise in tackling the world’s most complex challenges and connecting across capabilities to enable lasting progress for our clients.

We attract and nurture local talent from all over the world, ensuring our people are both deeply attuned to regional needs but also bring a global mindset to help clients, communities and nations move forward. Men and women with the passion to push beyond borders and boundaries, and the wisdom and courage to do what is right fuel our culture.

This role will be part of Global Business Development Office within CCB and provide support to accelerate key initiatives and help execute against CCB’s ambitious growth strategy.

Key Responsibilities include:

• Provide critical support to key initiatives cutting across program, project, and early-stage product management, depending on the context. These initiatives likely involve a mix of digital and non-digital efforts and may often be starting at inception.
• Help stand up strategic initiatives for success, including:
  • Defining and validating problems/solutions
  • Facilitating initial scoping, resource requirements, and OKRs
  • Establishing initial governance, rhythms, and project/product practices, incorporating agile practices as necessary
  • Ensuring the business case is adequately written and linking key assumptions in the business case to the project plan
  • Instil best practices from product and project management into the team as standard ways of working from the outset
• Help deliver strategic initiatives faster and with better outcomes, including:
  • Knowing when to leverage key enablers, such as process engineers, designers, technologists, and functional teams
  • Tracking dependencies, risks, funding, and milestones
  • Ensuring timely identification and, where appropriate, remediation of risks, issues, and dependencies
  • Helping to design lean experiments and coordinating efforts to get them to fruition quickly
  • Communication to executive management and cross functional teams on updates and escalations
  • Planning of organizational readiness activities necessary to handover the expected outcomes into the organization
• Ensure that strategic initiatives are compliant to relevant standards, including:
  • Ensuring program/project/product artifacts and ceremonies are adequately created and followed, and adhere to Citi project and program management policies
  • Ensuring appropriate status is maintained in official system of record (PTS / JIRA)
  • Ensure appropriate documentation and approvals are met ahead of key milestones or launch
  • Supporting Accountable Executives and Responsible Owners in preparation of artifacts that demonstrate completion of program objectives to fulfil governance and oversight teams’ requirements for initiation, planning, execution, and closure
  • Ensure management of actual spend against budget is embedded within the Project Management framework with escalation paths and decision points defined
• Work with other colleagues in the Strategic Execution team to help standardize approaches to project and product management, as well as instil relevant best practices, across the business, including non-strategic initiatives.

Ideal candidates will be able to demonstrate:

• A strong performance track record
• Confidence and agility during change and transition to rally others around a clear purpose/direction, and keep focus during uncertainty
• Can confidently facilitate workshops, executive meetings, and hard discussions with diverse teams
• Excellent written and verbal communications
• Highly organized
• Creates alignment and transparency across teams
• Experience in working cross-functionally and across regions/functions to drive partnership development, success and to deliver business outcomes

Requirements:

• Knowledge and expertise in Program Management, including project management and agile product development
• Understanding of Lean Startup methodology
• Has helped launch at least one new product (internal or external) from inception in a highly regulated environment
• Can competently facilitate implementation of OKRs
• Can explain agile processes to senior executives
• Competent with Jira
• Experience planning and leading collaborative workshops (e.g. design thinking)
• Able to create basic financial models and business cases

Education:

• Bachelor’s/University degree or equivalent experience preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

It’s an exciting time to be joining Citi and the Institutional Credit Management Business.  This First Line role would ideally be suited to someone working in the capacity of a Risk Approver, Coverage Banker, Transactor or Product Specialist covering Structured Trade Products such as Export Credit Agency Finance and Receivable Transactions. If you are currently in any of these roles or have had experience in these roles, worked in these teams or similar business areas, then you should apply.

Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the credit approval process. Necessitates a degree of responsibility over transaction approval.

Responsibilities:

• Work with Bankers, Product Partners and Underwriters in underwriting requests for credit extensions for new and existing clients,

• Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information

• Perform collateral analysis on accounts receivable, inventory, machinery and equipment and real estate in order to evaluate collateral performance and changes in trends, as well as to assess repayment capacity based on secondary sources of repayment.

• Build a solid understanding of Citibank products and services within Trade, Banking and the broader organization.

• Perform industry, portfolio, geographical research and other due diligence as needed.

• Be familiar with Citibank credit policies and practices and regulatory policies, to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors.

• Provide training for less experienced credit officers and other credit center staff in application processing, credit analysis and loan closing roles.

• Provide backup to the team manager in workflow distribution and monitoring as needed.

• Recommend changes to process to achieve greater efficiency.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Relevant years of experience at a senior level.

• Bachelor's degree in finance or accounting (preferred) - previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus)

• Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections

• Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process

• Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner

• Effective written and verbal communication skills

• Problem recognition and resolution skills

• Ability to work autonomously and within a team

• Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software

Education:

• Bachelor’s/University degree, Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

#LI-CM2

The role involves Global coverage of Structured Trade programs and transactions, including Export Agency Finance (EAF), Credit Insured Receivable Programs and Distribution Finance.

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Citi Commercial Bank (CCB) is a global line of business at Citi that provides all of Citi’s product capabilities to emerging corporate and mid corporate clients. CCB aspires to be the global bank of choice for trade-oriented companies, with revenues between $10MM – $3B. CCB wants our clients to see us as trusted thought partners who bring simplicity in an increasingly complex world, provide client-centric solutions for long term growth and pave the way for them to reach across borders and achieve their global vision. CCB has operations in over 40 countries.

This role reports to the Head of Business Development and directly supports the Head of Commercial Bank, providing communications and operational support to maximize effectiveness and drive execution of global strategy, business management, and governance activities, among other opportunities. 

The selected candidate will gain a horizontal, cross-business understanding of Citi’s operations and CCB’s and Banking & International’s strategy, and provides a unique opportunity to learn directly from the CCB Business Head.

Key responsibilities:

• Manage Head of Commercial Bank’s communications, in partnership with the Head of Business Development, ESPA, among other key stakeholders.
• Oversee the day-to-day operations of the Head of Commercial Bank’s office, prioritising and anticipating requests and ensuring the CCB Head is appropriately prepared for all internal, client, regulatory and other engagements; this may include preparing presentations or reviewing briefing materials, drafting talking points, and conducting due diligence and analysis, as well as ensuring the CCB Head is prepared for key meetings.
• Support the Head of Commercial Bank and partner with leadership team, particularly the Head of Business Development, to ensure successful execution of CCB business priorities.
• Build strong global connections, including with Banking & International and the CEO’s offices and other CCB and Citi senior management and stakeholders.
• Collaborate with products, functions, geographies and legal entities to ensure alignment and ensure successful delivery against business and firm-wide objectives and CCB’s own strategy.
• Selectively lead initiatives or strategic projects that are of critical importance to CCB.
• Coordinate global town halls and strategic planning sessions advancing organization goals and creating sustaining dynamic, open communication forums for topical issues.

Skills and Competencies:

• Ability to work independently and execute on projects with high quality and in a timely manner.
• Exceptional interpersonal and communication skills (written and verbal), with an eye for visual appeal.
• Understanding of Citi’s operations, organisational and governance structure, key clients and regulators, and senior stakeholders.
• Experience in commercial banking and/or commercial banking products preferred.
• Ability to manage in a complex and changing environment.
• Strong organisational skills and attention to detail, with the ability to multi-task effectively in a fast-paced environment with changing priorities.
• Excellent analytical skills and adeptness at quickly synthesizing and distilling complex information. 
• Professional, resilient under pressure and self-motivated.
• Ability to partner effectively and influence firm-wide at varying levels of the organization including at the most senior.
• Must be expert in Microsoft Office Suite, particularly PowerPoint.

Education:

• Bachelor’s Degree/University degree or equivalent experience
• Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Equal Opportunity 

We recognize talent comes from a wealth of experience and ideas beyond just the technical specifications of a role. If you feel like you can make a meaningful impact even if you don’t necessarily check all the listed requirements, please still consider applying. Diversity of experience and skills supplemented with drive are cornerstones to innovation and excellence and we encourage people from all backgrounds to apply to our positions. 

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Job Family Group:

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Job Family:

------------------------------------------------------

Time Type:

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting