Total 17 job vacancies by Sing Investments & Finance Limited

Associate - Branch

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Responsibilities:

• To assist the Senior Associate and Branch Manager in ensuring smooth flow of daily operations in branch
• Perform the role of Chief Cashier
• Handle over-the-counter transactions including cash deposits and withdrawals/ Loan Receipting
• Assist in customers’ enquiries and ensure delivery of excellent customer service
• Perform Teller’s duties when required

Requirements:

• Minimum Diploma Holder
• 1 to 2 years of relevant working experience in the Banking and Finance industry will be an advantage
• Team player with good service aptitude
• Strong interpersonal and communication skills
• Passion for delivering excellent service with customer-first mindset
• Meticulous and with an “eye” for details
• Only shortlisted candidates will be notified.
• Candidates must be open to a 5.5 day work week arrangement whereby working on Saturdays will be on a rotational basis.
• Candidates must be open to working at Jurong Branch.

*Corporate title and remuneration will commensurate with experience

Compliance Officer

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

We are looking for an experienced AML officer to join the AML team to support the company’s client on-boarding and ongoing monitoring activities and to ensure alignment with the company’s standards, policies and procedures and regulatory requirements.

Responsibilities:

• Assist with timely client on-boarding and ongoing reviews and monitoring. This includes the review of the documentation requirement and completion during the client lifecycle.
• Provide support and guidance to first line of defence on the documentation requirement for individual and non-individual clients.
• Provide advisory on AML CFT related matters and red flags identified by staff of the company.
• Ensure adverse news hits and increased risk factors have been appropriately identified and escalated in accordance to company’s procedures and regulatory requirements.
• Ensure batch name screening alerts are review, assess, resolve and escalate for approval on timely basis.
• Complete transaction monitoring reviews on a timely basis.
• Perform assurance testing and monitoring to assess the effectiveness of keycontrols designed to address compliance and control issues and management escalation and reporting.
• Prepare regular updates/reports to senior management.
• Administer requests from internal and external regulators and internal stakeholder with respect to audit review and regulatory inspection.
• Perform gap analysis when there are changes in regulatory circulars, guidelines and notices.
• Participate in remediation, assignments and projects as and when required or assigned by Department Head.

Requirements:

• Tertiary education with at least 2 to 5 years’ experience in a compliance role, preferably in a financial institution.
• Hands-on working familiarity with AML CFT related matters especially with the implementation and operationalization of regulations, rules, policies and processes related to AML/CFT.
• A team player with demonstrated ability to manage multiple demands and priorities.
• Articulate and assertive with good interpersonal, analytical and writing skills.
• Good judgment, problem solving skills and be results/task oriented to ensure sound implementation of controls, compliance processes and procedures.
• High personal standards of integrity, ethics and commitment to fulfilling the objectives of the position.

Only shortlisted candidates will be notified.

Remuneration and corporate rank will commensurate with experience.

AML Team Lead

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

We are looking for an experienced AML Team Lead to join the AML team to support the company’s client on-boarding and ongoing monitoring activities and to ensure alignment with the company’s standards, policies and procedures and regulatory requirements.

Key Responsibilities:

• Lead, mentor, and manage the AML team, ensuring high performance, motivation, and professional development of team members.
• Oversee the implementation and maintenance of AML processes and procedure manual.
• Manage daily AML reviews and escalations, ensuring comprehensive analysis and decision-making.
• Collaborate with other departments to gather customer’s information to complete required AML reviews.
• Stay updated on changing AML regulations, industry trends, and best practices, and ensure the team is trained on relevant updates.
• Prepare and submit month-end reports to senior management as needed.
• Support the execution of internal AML audits and ensure corrective actions are implemented.

Requirements:

• Tertiary education with at least 2 to 5 years’ experience in a compliance role, preferably in a financial institution.
• Proven experience in leading and managing an AML or compliance team.
• Hands-on working familiarity with AML and CFT related matters especially with the implementation and operationalization of regulations, rules, policies and processes related to AML/CFT.
• A team player with demonstrated ability to manage multiple demands and priorities.
• Articulate and assertive with good interpersonal, analytical and writing skills.
• Good judgement, problem solving skills and be results/task oriented to ensure sound implementation of controls, compliance processes and procedures.
• High personal standards of integrity, ethics and commitment to fulfilling the objectives of the position.

Only shortlisted candidates will be notified.

Remuneration and corporate rank will commensurate with experience.

Tech Risk and Control Specialist

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

We are looking for a dynamic and experienced Technology Risk and Control Specialist to join the RMD team. You will be instrumental in driving IT risk management initiatives including risk governance, internal & external audits and external attestations.

Responsibilities:

• Accountable for managing internal, external and regulatory reviews/audits from audit planning.
• Assess MAS regulatory change impacting the technology platforms and drive risk mitigation programs with stakeholders.
• Review risk findings with stakeholders to determine management actions and responsible for monitoring and validating the closure of management actions.
• Engage and collaborate with IT department to proactively identify risks at a detailed technical level and drive remediation plans to ensure that risks identified are effectively mitigated.
• Manage the risk and security related process improvements and quality programs.
• Perform procedure reviews to ensure compliance to IT security standards.
• Provide technical expertise for process improvement and quality assurance.
• Provide timely and periodic update to RMC on risk and security matters.
• Communicate and provide guidance of new IT risk policies.
• Investigate any security breaches and assess their damage.
• Keep up to date with developments in IT security standards and threats.

Requirements:

• Degree holder
• Must possess relevant certification on either Certified Information Systems Security Professional (CISSP) or ISO 27001 Information security management systems or Certified Information Systems Auditor (CISA) or Certified Information Security Manager (CISM).
• Experience in identifying, assessing and advising on technology risks.
• Excellent organizational, problem solving, interpersonal and operating skills to effectively drive the IT Risk working committee agenda with IT department.
• Have a strong control and process management mindset, constantly paying attention to details and have ability to perform deep-dive investigation and crunching for control and process issues.
• Strong communication skills - able to effectively communicate with IT department.
• Good technical competencies and exposure to IT application development, support and management.
• Knowledge of the Banking Act – Banking Secrecy Act, Cyber Security Act, MAS Technology Risk Management Guidelines, MAS Outsourcing Guidelines etc.
• Good knowledge of information security and cybersecurity risks and controls, processes, workflows, methodologies, and trends.

*Corporate rank and remuneration will commensurate with experience

Relationship Manager

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Job Description

• Acquire and build a strong network of customers for loan products and credit facilities by providing financing solutions to boutique developers
• Develop new portfolio with an aim to achieve revenue and customer retention goals while increasing portfolio’s profitability through cross-selling and referral development
• Achieve individual sales revenue and loan targets

Requirements:

• Min Diploma level
• At least 2 years of relevant experience in a lending environment and working knowledge of mortgage loans in property development and/ land & construction loans
• Preferably with an established network of business contacts especially in the SME sector or tie-up with loan/ mortgage brokers. Strong ability to source and generate leads independently
• Good understanding of financial analysis is preferred
• Good writing, communication and interpersonal skills
• A self-starter and team player

*Corporate rank and remuneration will commensurate with experience. Only shortlisted candidates will be notified.

Credit Analyst

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Responsibilities:

• To perform credit evaluation and risk analysis of Corporate and Individual Borrowers;
• To perform annual and periodic review of loans portfolio, product manual, reports etc;
• Conduct KYC, AML Checks, financial spreading, preparation of credit related reports etc;
• Undertake adhoc projects as assigned by Head of Department;

Requirements:

• Candidates who possess a minimum diploma in accounting, business, banking and finance with minimum 1 year of experience (credit or SMEs lending) in preparing financial spreadsheet, originating credit proposal and preparing related reports etc with good foundation in accounting, economics, statistics will be desirable;
• Candidates with degree in banking and finance, business and economics may apply;
• Good understanding of property and motor vehicle market will be an added advantage;
• Meticulous, analytical, details, good report writing skills, proficient in words, excel etc;
• Familiar with consumer banking i.e. MAS 825, 829, 831 etc;
• Good team player, proactive and keen learner;
• Relevant training will be provided;

Only shortlisted candidates will be notified.

Remuneration and corporate rank will commensurate with experience.

Corporate Deposit Relationship Manager

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of conveyancing, fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Responsibilities:

• Acquire corporate clients to develop new business accounts
• Responsible for building sales pipelines & delivering Deposit Balances and other KPIs
• Account opening and review of accounts
• Provide advice and support Clients on their transaction requirements
• Provide support to branch when required
• Ensure compliance with established operational control and audit procedures

Requirements:

• Tertiary education with relevant experience, candidates who does not possess the experience are welcome to apply as well.
• Articulate with strong communication and negotiation skills with the ability to engage and influence customers’ banking decisions
• Highly driven and positively motivated
• Experience in Cash Management Sales would be an advantage

*Corporate title and remuneration will commensurate with experience

Associate - Branch

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Responsibilities:

• To assist the Senior Associate and Branch Manager in ensuring smooth flow of daily operations in branch
• Perform the role of Chief Cashier
• Handle over-the-counter transactions including cash deposits and withdrawals/ Loan Receipting
• Assist in customers’ enquiries and ensure delivery of excellent customer service
• Perform Teller’s duties when required

Requirements:

• Minimum Diploma Holder
• 1 to 2 years of relevant working experience in the Banking and Finance industry will be an advantage
• Team player with good service aptitude
• Strong interpersonal and communication skills
• Passion for delivering excellent service with customer-first mindset
• Meticulous and with an “eye” for details
• Only shortlisted candidates will be notified.
• Candidates must be open to a 5.5 day work week arrangement whereby working on Saturdays will be on a rotational basis.
• Candidates must be open to working at Jurong Branch.

*Corporate title and remuneration will commensurate with experience

ESG Specialist

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Responsibilities:

• This role involves in the development and implementation of Environmental Risk Management Roadmap. You will develop, maintain, and support the implementation of Responsible Financing checklist. This includes providing training to our internal stakeholders on a regular and ongoing basis.
• You will develop heatmap of environmental risk exposures in terms of sector breakdown, exposures to carbon-related assets, exposures to higher transition risk sectors and exposure of our internal operations to physical risks and carbon footprint.
• You will introduce internal scoring on customer's environment risk elements (physical and transition risk factors). This includes introducing portfolio level risk metrics on count-based and exposure-based descriptors.
• As part of the wider Risk team, you will monitor, advise and support data governance matters. This includes setting up a data management framework and standards across the organisation and ensuring that policies and procedures remained aligned to the Company’s risk appetite, business and regulatory requirements.

Requirements:

• Minimum Degree level with relevant academic studies in environmental management, ESG policy, climate change or sustainable development.
• At least 6 years in a corporate sustainability, ESG policy and compliance, ESG risk management or relevant discipline – with at least 2 years’ experience working in a sustainability or ESG role within the banking sector.
• In-depth understanding of sustainability, ESG and environmental risk topics.
• Proven experience in developing and implementing sustainability and ESG compliance programmes, policies and controls in the banking sector.
• Understanding of data governance and management
• Ability to work with Large, Complex Data Sets
• Excellent analytical and problem-solving skills, with a keen attention to detail.
• Ability to work independently and assume responsibility for project deliverables.

Only shortlisted candidates will be notified.

Remuneration and corporate rank will commensurate with experience.

Relationship Manager

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Job Description

• Acquire and build a strong network of customers for loan products and credit facilities by providing one-stop financing solutions to SMEs/ large corporates including listed companies as well as personal mortgage loans
• Develop new portfolio with an aim to achieve revenue and customer retention goals while increasing portfolio’s profitability through cross-selling and referral development
• Achieve individual sales revenue targets
• Analyse financial statements and structure credit facilities to ensure good credit quality
• Strong understanding of financial compliance and regulatory requirements

Requirements:

• Minimally Diploma level
• 2 to 5 years of proven track record in banking/ finance industry with relevant experience in a lending environment and working knowledge of mortgage loans, hire purchase financing, receivables financing or other types of loans (e.g. property development, land & construction, invoice factoring)
• Preferably with an established network of business contacts especially in the SME sector or tie-up with loan/ mortgage brokers. Strong ability to source and generate leads independently
• Good understanding of financial analysis is preferred
• Good writing, communication and interpersonal skills
• A self-starter and team player

*Corporate rank and remuneration will commensurate with experience

Credit Analyst

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Responsibilities:

• To perform credit evaluation and risk analysis of Corporate and Individual Borrowers;
• To perform annual and periodic review of loans portfolio, product manual, reports etc;
• Conduct KYC, AML Checks, financial spreading, preparation of credit related reports etc;
• Undertake adhoc projects as assigned by Head of Department;

Requirements:

• Candidates who possess a minimum diploma in accounting, business, banking and finance with minimum 1 year of experience (credit or SMEs lending) in preparing financial spreadsheet, originating credit proposal and preparing related reports etc with good foundation in accounting, economics, statistics will be desirable;
• Candidates with degree in banking and finance, business and economics may apply;
• Good understanding of property and motor vehicle market will be an added advantage;
• Meticulous, analytical, details, good report writing skills, proficient in words, excel etc;
• Familiar with consumer banking i.e. MAS 825, 829, 831 etc;
• Good team player, proactive and keen learner;
• Relevant training will be provided;

Only shortlisted candidates will be notified.

Remuneration and corporate rank will commensurate with experience.

Associate - Credit Documentation (HP Documentation Team)

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Responsibilities:

• Review and ensure that credit and security documentations are in compliance with the company’s guidelines and policies for loan disbursement.
• Perform documentation procedures throughout entire process till disbursement of the loan.
• Liaise with internal and external parties for processing of hire purchase loans.
• Opportunity for cross training to gain greater exposure across various loan products.

Requirements:

• Minimally Diploma in Banking & Finance or its equivalent.
• Good interpersonal and communication skills
• Meticulous, driven and a fast learner
• Highly motivated team player with ability to work under stress
• Proficient in MS Office applications

*Candidates without a diploma but with relevant experience will also be suitably considered.

*Remuneration and corporate rank will commensurate with experience

Relationship Manager (Auto)

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Job Description

• Acquire and build a strong network of customers for auto loan products mainly block discounting, Floor Stocking and direct facilities
• Develop new portfolio with an aim to achieve revenue and customer retention goals while increasing portfolio’s profitability through cross-selling and referral development
• Achieve individual sales revenue targets
• Analyse financial statements and structure credit facilities to ensure good credit quality
• Strong understanding of financial compliance and regulatory requirements

Requirements:

• Minimally Diploma level
• 1 to 3 years of proven track record in banking/ finance industry with relevant experience in a lending environment and working knowledge of the automotive industry
• Preferably with an established network of business contacts and strong ability to source and generate leads independently
• Good understanding of financial analysis is preferred
• Good writing, communication and interpersonal skills
• A self-starter and team player

*Corporate rank and remuneration will commensurate with experience. Only shortlisted candidates will be notified.

Associate / Senior Associate, Mortgage & Other Loans Redemption, Credit Operations Department

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Job Responsibilities

• Handling redemption queries / requests from existing borrowers / law firms
• Co-ordinate with external solicitors and internal customers to obtain the documentation for mortgage redemption, registration of charge etc.
• Liaise and follow up with internal and external stakeholders (e.g. solicitors to facilitate completion of mortgage documentation) to ensure timely completion of redemption.
• Work effectively as part of a team to maintain a high level of operational control and compliance with no occurrence of operational errors with financial loss or customer impact
• Identify opportunities to improve productivity, risk controls, efficiency and contribute to process and system enhancements
• Assist with the review of and update of procedures and guides
• Participation in ad-hoc projects involving digitalisation, enhancements to operational processes & systems, migration as well as other ad-hoc projects / assignments / tasks that can be assigned from time to time

Job Requirements

• Entry level or Diploma holders with 2 or 3 years of relevant banking working experience in mortgage loan documentation
• Good communication and interpersonal skills with an ability to interact and communicate with people at various level
• Proficient in the use of MS Office applications, specifically in Microsoft excel
• Focused, organised and result-oriented with a keen eye for details
• Proactive team player with good interpersonal and communication skills
• Self-motivated, able to multi-task and work under pressure to produce accurate results to meet deadlines

Only shortlisted candidates will be notified.

Remuneration and corporate rank will commensurate with experience.

Assistant Manager - Internal Audit

About The Company

Sing Investments & Finance Limited has more than 50 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Responsibilities:

• Provide support to the Internal Audit Team in reviewing and evaluating the adequacy and effectiveness of risk management, control and governance process for the company.
• Conduct internal audits, operational functions and / or financial areas throughout the company effectively and report on results / findings.
• During the planning of the audit, identifies and assesses risks, key controls and testing approach. Responsible for completing assigned sections of the audit in accordance with stated timeframes and Departmental Standards.
• Applies analytical skills to review information, perform assessments of the audit results and on the adequacy of controls.
• Demonstrates teamwork by responsively cooperating with the team members, sharing information and ideas, accepting constructive feedback, and accepting additional assignments when appropriate.

Requirements:

• A degree in Accounting, Banking & Finance or related fields. Professional certifications (e.g CFA, FRM, CIA) would be an advantage.
• 3-4 years of relevant experience in audit function, with credit risk, models or with direct experience as a practitioner in model development/validation will be an advantage.
• Good knowledge of model risk and regulatory requirements.
• Good analytical, written & verbal communication, collaborative and presentation skills.
• Good knowledge of data analytics/programming/statistics would be an advantage.
• Strong report writing skills
• Good interpersonal & communication skills.

Only shortlisted candidates will be notified. Corporate title and remuneration will commensurate with experience