Total 4 finance banking insurance job vacancies in Information Technology category in The United States of America

JOB TITLE: Data Solution Architect

SALARY: £86,964 - £102,310

LOCATION(S): Halifax

HOURS: [Full-time]

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week currently, or 40% of our time, at our Halifax Office.

About this opportunity…

Lloyds Banking Group is the largest provider of mortgages in the UK, with over 2 million active mortgages. We have placed mortgages at the heart of our strategy to become the best bank for customers. Our team in the Homes Platform is passionate about creating new services for our customers that transform the customer and colleague experience. Our culture brings together smart, hardworking people from diverse backgrounds who enjoy a collaborative and innovative environment that supports flexible and agile working.

We are creating a new strategic data capability to unlock significant business opportunities, supporting our objectives to create personalised data driven customer experience and insight driven business decisioning. As a Data Solution Architect, you'll contribute across key aspects of delivery from initiation through design and into delivery and beyond. You'll be a design authority for a lab or group of products and possess expert knowledge of multiple applications, technologies, and business processes across several platform domains.

About us…

Like the modern Britain we serve, we're evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We're growing with purpose. Join us on our journey and you will too…

What you'll do…

• Working as part of an Agile team of architects and engineers, you will cultivate collaboration through your extensive expertise and influence.

• Using data technology expertise, you will be able to identity opportunities to unlock its value to the business

• Deliver the best technical solutions for complex or significant business needs, where no precedent may exist.

• Ensure compliance with the Bank's IT architecture design and all regulatory, mandatory, and statutory requirements, protecting the Bank at all times.

• Run and chair technical design meetings to achieve purposeful outcomes, active involvement in architecture and design governance.

• Contribute to the financial investment process to obtain funding for key solution opportunities.

• Participate in risk management, using it to influence change planning and delivery.

Here's Where You'll Make a Difference…

Your contribution will influence our strategy to enable data to be a core part of our business capability This is a key role at the financial heart of the Group, underpinning the long-term sustainability and integrity of the organization.

What We Need from You…

We need a Data Solution Architect who understands the challenges of modern software development and exploiting data in a complex enterprise. You will build a compelling and powerful image of where we're heading from a data architecture and design perspective. You will understand technology implications for people and processes and will bring this to your holistic view of design. Ideally, you will have previous career experience in software engineering or solution architecture and will be well-placed to define and sell your vision to engineers, architects, and product owners alike.

What you'll bring…

• Excellent knowledge of the data technology of complex enterprise systems, modern cloud-hosted data solutions, integration patterns, DevOps, and data and event stream technologies and broad experience with in-house and vendor-written applications.

• Ability to support negotiations to gain agreement from senior stakeholders, seeing the big picture and translating business priorities into technical solutions

• Experience working on multiple products simultaneously and understanding the relationships between them.

• Understanding of risk management concepts and how to factor this into work prioritization models.

• Strong understanding of and experience with enterprise architecture principles and data strategy.

• Experience with risk, infrastructure, resilience, and security architecture practices and concerns.

• Able to communicate effectively with technical and non-technical audiences, from end-users to senior stakeholders.

About working for us…

Our focus is to ensure we are inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity, or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it is why we especially welcome applications from under-represented groups. We are disability confident. So, if you would like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares.

• Benefits you can adapt to your lifestyle, such as discounted shopping.

• 30 days' holiday, with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

Ready for a career where you can have a positive impact as you learn, grow, and thrive? Apply today and find out more.

Join our journey.

Proud member of the Disability Confident employer scheme

Financial Institution Interns will be assigned to the Division of Depositor and Consumer Protection (DCP).  Interns will work directly on teams with experienced FDIC employees to evaluate FIDC-insured institutions' compliance with fair lending and consumer protection laws and regulations.  These teams are responsible for assessing financial institutions to determine whether they are maintaining effective controls and procedures, managing their institutions effectively, and complying with all applicable laws and regulations, including those relating to consumer protection, privacy, community reinvestment, and fair lending.

Under the direction and supervision of an Examiner or a higher grade team member, the incumbent will participate in and/or independently perform the following:

Assesses the adequacy and determines the strength of the Compliance Management System (senior management oversight; compliance program, including the elements of policies, monitoring, and training; and audit procedures) to ensure ongoing compliance as related to the particular regulation under review.  Conducts reviews and assessments of the following: 

• Examine initial disclosures, periodic statements, advertisements, and other information to evaluate procedures and reviews for compliance with applicable regulations.
• Examine closed-end non-real estate credit transactions for compliance with applicable regulations.
• Review the Home Mortgage Disclosure Act loan application register for accuracy and assesses the bank's overall reporting procedures.
• Review adverse action notices for compliance, and to gain a cursory exposure to applicable lending-related regulations.
• Examine a sample of residential, consumer, commercial and/or agricultural files to determine compliance with consumer laws and regulations.

Reviews applicable regulations and examination manual to become informed about the Community Reinvestment Act (CRA).

Participates in discussing the overall examination process including evaluating the bank's Compliance Management System (senior management oversight; compliance program, including the elements of policies, monitoring, and training; and audit procedures).  Asks questions to gain clarification and understanding of examination policies and procedures.

• Observes the interactions between the FDIC and Bank personnel.
• Responds to questions from other examiners regarding his/her section of the Report of Examination.
• Reviews the CRA of an institution and participates in discussion for assigning its rating.
• Prepares a summary of each performance factor describing why rating was assigned.
• With the assistance of an experience examiner, participates in meetings as appropriate.
• After the meeting, asks questions and discusses exam findings with the examiner-in-charge or higher graded team member.

At the full performance level, major duties include:

• Performs a wide variety of analytical duties connected with complex Information Technology (IT) and operations risk management examinations and visitations in complex financial institutions (CFls) and service providers (SPs). This includes CFls, Significant Service Providers (SSPs), and SPs that exhibit unusual or problem characteristics or represent a potential systemic risk to the banking industry.
• Applies a specialized IT knowledge of banking and regulatory environments, particularly in relation to cybersecurity and data protection laws and regulations, to anticipate, identify, evaluate, mitigate, and minimize risks associated with IT systems and architecture vulnerabilities.
• Provides technical assistance in the reviews and assessment of the impact of new and existing legislation, technology developments, and similar matters.
• Provides written analysis of risks associated with examinations and visitations and writes reports on emerging technology and cyber related risks.
• Develops correspondence for review by examination staff or management.
• Serves as an instructor or coach in various IT training courses and special training projects.
• Meets with entity management, boards of directors, FDIC management, and others to: advise of corrective action for information technology deficiencies; disclose and support ratings; inform management of potentially
  controversial actions; persuade others to cooperate in meeting objectives; and confirm management's response to corrective actions in the Report of Examination.

Financial Institution Interns will be assigned to the Division of Risk Management Supervision (RMS).  Interns will work directly on teams of experienced FDIC employees to evaluate bank operations, business planning, and risk management strategies.  These teams are responsible for assessing financial institutions to determine whether they are following safe and sound banking practices, maintaining effective internal controls and procedures, managing their institutions effectively, and complying with all applicable laws and regulations.  Under the direction and supervision of an Examiner or higher graded team member, the incumbent will participate in and/or independently perform the following:

Conducts review and assessments of the following:

• Consolidated Reports of Conditions and Income.
• Procedures and accounting for overdrafts, prepaid expenses, and other miscellaneous assets.
• Fixed asset accounts and assists in the assessment of the adequacy of related insurance coverage.
• Depreciation entries on both the general ledger and for income tax purposes.
• Adequacy of fidelity and other indemnity protection.

Assists in evaluating the adequacy of the insured depositor institution procedures and internal routines and controls.

Assists in the preparation of information requisite to a thorough analysis of the earnings of an institution.

Prepares drafts of schedules, exhibits, and comments for inclusion in the completed report of examination.

Participates in other phases of an examination as assigned.

Performs functions related to the insured depository institution examination work to include:

• Conducting audit test checks on income and expense accounts.
• Computing capital ratios.
• Reconciling Capital Accounts.
• Reviewing the liquidity including the analysis of fluctuations in loans, securities, deposits, and borrowings.
• Verifying securities and other investments borrowings and other liabilities, and assigned collateral, pledged assets, and safe keeping items.
• Reconciling cash.