Job Description:

As a Director of Execution you will play a pivotal role in leading and executing sales strategies to drive revenue growth, foster client relationships, and enhance our market presence. You will oversee a dynamic team of sales professionals and collaborate with cross-functional departments to achieve business objectives.

Job Duties & Responsibilities:

• Train and develop team members.
• Assist with RFP’s and identify new suppliers/brands that fit into portfolio.
• Oversee Supplier(s) Planning Process:
  • Develop and Plan tactical overlays against supplier strategies to Engage with Johnson Brothers Leadership
  • Build market execution plans.
    • Including measurable goals by geography, channel, customer, and brand
    • Integrate plan to drive Transformational Priorities
  • Manage LMF ad Tactical Budgets, while optimizing price and promotion strategies
• Plan activity/goals against achieving brand standards.
• Follow Supplier(s) lead on innovation planning within assigned brands including programming, goal setting, inventory management, selling tools, kickoff meeting, training, tracking, etc.
• Communicate monthly, quarterly, and annual portfolio priorities and key execution metrics by channel, geography, customer, and brand across entire selling Johnson Brothers Network to achieve internal alignment.
• In depth analysis of activities by channel, geography, customer, and brand
• Scorecard Performance across Johnson Brothers Network
• Measure and update against execution, brand standards, innovation, channel & other KPI’s and continually identify strategic gaps in plan.
• Use internal tracking of goals including displays, feature ads, pricing, distribution, visibility, accounts sold, menus, drink features, etc. to deliver above.
• Assess Supplier(s), Brand and Category health using syndicated data, including Nielsen, IRI, DISCUS, Etc.
• Overall Management of profitability for Supplier and Distributor alike
• Run standard and ad hoc reports for business needs.
• Coordinate cadenced business reviews and planning meetings with Supplier(s) Leadership.
• Collaborates with Supplier to build comprehensive training programs, designed to educate an enhance Johnson Brothers Sales personnel capabilities.
• Works in conjunction with Corporate Training Platform
• Ensures all Supplier and Johnson Brothers Corporate Compliance measures are in place and being followed pertaining to designated portfolio(s)
• Work with Purchasing Department to ensure contractual obligations and asks are being adhered to
• In conjunction, maintaining healthy Inventory levels for internal purposes.
• Oversight to Branch forecasting using Logility
• Plans and Executes Market Surveys upon Supplier(s) desired cadence across Johnson Brothers Network

Required Qualifications:

• Skills & Abilities
  • Excellent written and verbal communication skills & comfortable communicating with all levels, including Senior Level Leadership
  • Excellent organizational skills & attention to detail with a high sense of urgency, initiative & proactive planning
  • Ability to think critically & solve problems.
  • Capable of leading change
  • Strong presentation skills & ability to guide business conversations.
  • Data & Fact driven ways of working.
  • Working knowledge of Microsoft Office Tools; specifically Excel & PowerPoint
  • Ability to be analytical and work through internal and external data sources.
• Years of Experience
  • 8+ years of experience of commercial sales experience
  • Experience working with data/analytics.
• Education
  • 4 Year Degree or equivalent experience
  • CSW, WSET 3, or Certified Somm required
• Travel Requirements
  • 75% of time spent in the market – 3 out of 4 weeks a month on the road.

Equal Opportunity Employer

Johnson Brothers is committed to providing equal employment opportunity and equal treatment in employment without regard to race, ethnicity, color, religion, gender/gender identity or expression, sexual orientation, age, national origin or ancestry, physical or mental disability, military status or any other basis in protected by applicable federal, state and local law. Johnson Brothers makes employment decisions based solely on the basis of qualifications for the job.

Worker Sub-Type:

Time Type:

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing 

CIBC Capital Markets provides corporate, government, and institutional clients with innovative solutions to help them raise capital, and grow and invest actively throughout North America, Latin America, and key financial centres around the world. Our mission is to bring Canadian Capital Markets products to Canada and the rest of the world, and also bring the world to Canada.

The incumbent will join the Capital Markets Business Management Team, with a focus on supporting the Simplii business within Direct Financial Services Lines. As the Simplii Business Manager, you will act as a liaison between the businesses and the relevant stakeholders & infrastructure partners, to ensure all governance and controls functions are fulfilled. The incumbent will also be assist in business, regulatory and compliance initiatives as requested.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview. 

How You’ll Succeed 

• CIRA - Complete Change Initiative Risk Assessment (CIRA) for new initiatives, investigate, document, and report on incidents and errors (regulatory and operational). Document and complete Business Continuity Planning milestones.

• Reports - Coordinate and respond to auditor/regulator requests, findings and reports

• Regulatory Compliance - Coordinate, investigate and respond to Regulatory Compliance Incidents (RCIs) and liaise with Compliance Department and Business to complete scheduled updates to the Regulator. Complete and attest to CIBC governance functions - e.g. user system access, shared folders, contract review, records management, business-managed technology, etc. Lead and/or support management reporting as required. Working with Finance to support expense management and review

• Checks - Perform physical & logical security checks as well as clean desk checks

• Other Accountabilities - Assist business with updates to business policies & procedures, including process enhancements to support regulatory and enterprise compliance requirements. Assist business with CASL implementation and adherence. Assist Capital Markets Centralized Governance & Controls Team as required – e.g. deficiency management, risk & controls self assessments, privacy incidents, related party attestations, etc. Assist business with project (business and bank-wide) implementation, including new policy/procedures development and presentation materials. Tracking and reporting of key business and operational processes to support the business in executing strategic plans.

• Collaboration - Liaising on a regular basis with individuals in the business, Capital Market CAO team and infrastructure partners (e.g. Technology, Global Operational Risk Management, Compliance, Enterprise Business Continuity Management, Audit, Finance)

Who You Are

• You have minimum of an undergraduate degree in business or equivalent.

• You have industry experience. 3-5 years industry-related experience and understanding of the Direct Financial Services business lines, products and services (in particular Simplii Financial). General knowledge of the operational, regulatory, and reputation risks associated with Direct Financial Services businesses and a comprehension of the policies, standards, processes and controls that need to be in place to mitigate these risks.

• You have strong understanding and application of operational risks, controls and governance functions. High degree of computer literacy and familiarity with business tools, e.g., Excel, Word, PowerPoint, SharePoint, Visio.

• You are collaborative. Team player with good communication skills, both verbal and written, as well as the ability to be able to think cross-organizationally and build consensus.

• You execute focus with the ability to multitask and deliver within a short time frame.

• ·Values matter to you. You bring your real self to work and you live our values – trust, teamwork, and accountability

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

Job Location

Employment Type

Weekly Hours

Skills

Address:

Role is located in Montreal

Please note - strong derivatives experience is an asset for this role

Role Mandate:

The Director, Regional Sales ETFs is responsible for selling and servicing BMO ETFs and ETF-based mutual funds in an assigned geographic region, assisting BMO GAM in meeting annual plan sales and revenue targets.

The role is responsible for developing sales of BMO ETFs and related ETF based products through direct sales activity and through multi-channel partnerships in the assigned region.  A core component of the position is creating effective partnerships with the assigned BMO Global Asset Management Regional Sales Managers (RSMs).  The ETF Specialist role provides the RSMs with sales support, promotional assistance and education on BMO ETFs and other BMO ETF related products.

Key Dimensions

Sales and Service Relationship Management Planning

Accountabilities:

Sales and Service

• Drive sales of BMO ETFs in conjunction with a cohort of RSM’s to meet and exceed annual plan targets
• Foster a sales culture of goal achievement and superior customer satisfaction;
• Coordinate BMO ETF sales activities within the assigned region
• Provide ongoing sales support and product specific training to the assigned region’s RSM team
• Partner with each of the region’s RSM’s to assist them in their individual BMO ETF sales efforts
• Assist each of the Regional RSMs in achieving their sales targets
• Champion all opportunities to enhance local financial advisors’ BMO ETF product knowledge; represent and promote BMO ETFs and ETF-based products at conferences and forums.
• This role further collaborates with the BMO’s multi-channel sales partners (Retail and Discount channels) to act as the subject matter expert with regard to BMO ETF products.

Relationship Management

• Create and manage advisor relationships within the assigned region to ensure optimum representation of BMO ETF solution set and products.
• Develop a database of qualified financial intermediaries within the region who have the potential to sell BMO ETF products.
• Develop and maintain strong relationships with third party referral sources (i.e. brokers/dealers) to maximize BMO ETF market presence and increase our market share.
• Provide subject matter expertise to the senior sales management team on market conditions and trends to maintain a high level of environmental awareness.
• Ensure a thorough understanding of competitor activities to identify potential opportunities and threats.

Planning & Strategy

• Implement the national sales plan within the geographic sales region including preparation and implementation of an annual territory business plan including promotional budget, to meet annual growth and retention targets.
• Provide strategic direction and business planning for BMO ETF products within the region.
• Contribute to the continuous improvement of processes and procedures by identifying potential gaps and providing input and recommendations on Product launches and initiatives.
• Communicate regularly with sales management on regional sales strategies, priorities, sales targets, performance standards, marketing plans and accomplishments.

Authorities

• The role has authority to access and utilize all ETF product and Financial information (where applicable)

Cross-functional Relationships:

• Sales & Service – The role has authority to request and apply product knowledge information from other functional areas of BMO Global Asset Management as required in order to serve customers
• Coordinating – This role works with other areas of BMO Financial Group as needed to help generate ETF and other sales, and liaises with external network groups to understand the competitive landscape and other company product offerings, and to improve product offerings

Scope and Impact:

This role has direct impact on the achievement of key LOB objectives.  Key numerical measures are as follows:

• Annual Sales Plan: ETF Products
• Annual Sales Plan: Funds of ETFs.
• Individual and team growth in knowledge of ETF solutions and products

Knowledge:

• Undergraduate University Degree in Business or Finance
• Bilingualism French and English
• Minimum 5 years of brokerage, financial planning or related investment sales experience, including minimum 2 years in a wholesaling or related role

• IQPF or CIM or FCSI or CFA
• In-depth knowledge of investment products and markets, including competitive market and trends
• In-depth knowledge of sales strategies
• Ability to take in knowledge and resolve a magnitude of diverse, complex and ambiguous issues

Skills:

• Exceptional sales & customer service orientation skills
• Proven investment sales success
• Exceptional networking, presentation, facilitation and relationship building skills
• Exceptional interpersonal and communication skills
• Sound business planning and organization skills and ability to manage multiple priorities
• Self-motivated and proactive

Working conditions:

• Extensive travel is required
• Extended hours and periodic weekend requirements, based on local market needs of sales workforce
• May be required to work from home office in designated geographic area

This position requires proficiency in English to interact, support and/or provide services to non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

Capital Markets and Direct Financial Services provides integrated services and products aimed at serving investors as well as corporate and institutional clients globally. The Capital Markets business is a recognized leader in the industry specializing in investment banking advisory services, corporate lending and research. In addition, the Direct Financial Services arm provides alternate services and solutions such  as direct investing, direct banking and unique international payment solutions. Collectively, these lines of business are achieving CIBC’s core purpose: to help make our clients’ ambitions a reality.

The successful applicant will provide Business Management support to Global Markets and Direct Financial Services (GM & DFS). The role will act as a liaison between the businesses (front office) and the rest of the Bank to ensure all business strategies, initiatives, projects, operational issues are addressed and resolved. The role will work and support the Head of GM & DFS.

The incumbent will be the primary individual responsible for Business Management functions across the Global Markets & DFS business. The incumbent will have a number of direct reports that will be responsible for business management support across their respective portfolios. The incumbent will be responsible for working with and supporting the priorities of the Head of Global Markets and DFS.  Business Management liaises with the businesses (front office) and across CIBC to ensure all business strategies & initiatives, projects, and regulatory & compliance issues, are addressed and resolved. This includes ensuring audits are managed and issues resolved, controls are in place and effective, and Polices & Procedures are operational and current.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview. 

How You’ll Succeed

• Strategic & Business Planning -Support and contribute to strategic and business planning, supporting GM & DFS Business Managers and Head of GM & DFS; Partner with infrastructure groups to implement/execute strategic and business plans; Project manage new initiatives, including Change Initiative Risk Assessments (CIRAs).

• Product Onboarding and Risk Delegation - Ensure that Risk Delegations and Authorized Products Lists are up-to-date across GM & DFS; Oversight of the Capital Markets Authorized Product Onboarding Process.

• Governance & Compliance - Ensure the completion and accuracy of all GM & DFS Basel Trading Strategies; Ensure the completion and accuracy of all GM & DFS Policy & Procedure documents; Support Supervision and Controls on any compliance, regulatory, or related issues, as requested; Develop and implement improvements to internal procedures and practices. Specifically ensure effective and documented internal controls are in place and evidenced by policies and procedures specific to the individual business activities. Oversee governance and compliance functions/issues on behalf of the GM & DFS business, including - Ensure compliance with Change Initiative Risk Assessments (CIRAs) with respect to new initiatives; Support execution of new contracts and agreements with vendors and partners in collaboration with Corporate Services, Legal, and other internal stakeholders; Accountable to ensure the completion of all GM & DFS governance functions –User System Access, Contract Review, etc.; Oversight of the Business Continuity Management plans and milestones as Accountable Officer for GM & DFS; Support GM & DFS business management team, front office and internal partners in the implementation of new compliance and governance requirements; Management, oversight of audits and related follow-up items including coordinating and responding to auditor/regulator requests, findings and reports; Working with Capital Markets Governance & Control teams to ensure suitable and effective controls are in place and help manage and support the coordination of the deficiency management process across GM & DFS;

• Finance/MIS - Work with business, Business Managers and/or Finance Business Support to develop. Management and Board Presentations; Quarterly Operational Risk Dashboard and analysis; and other presentations.

• Cross-Functional Relationships - Strong interpersonal and communication skills allowing the incumbent to work alongside the business, including Head of GM & DFS, on a day-to-day basis; Establish and maintain effective relationships with partners in CIBC, including, Operations, Finance, Risk Management, Technology, Legal and Compliance and other corporate governance groups as required to help address and resolve day-to-day issues as well as deliver on business initiatives; and Maintain regular dialogue with regional business managers and their teams as required on global initiatives and issues.

• People Management - Provide leadership and effective management of business unit staff to influence employee commitment to the organization, to the team, and to their job; Manage performance by providing fair and accurate formal and informal feedback; Create a positive work environment and be an effective role model by championing CIBC’s mission, vision and values; and Ensure compliance with policies, standards, guidelines and controls by applying the policies and controls fairly and consistently so employees understand what to expect.

• Other Responsibilities: Responsible for oversight of the GM & DFS Executive Assistant employee group and working with Director of GM &DFS Operations to resolve any issues and ensure appropriate structure to support business. Respond to information requirements/requests and manage day-to-day issues across all business areas; and Act on ad hoc requests/projects, as required.

Who You Are

• You possess knowledge of Financial Products (products and processes) with a minimum of 10 years of working experience in the Financial Services industry is an asset;

• You have university degree in Business Management/Accounting Designation. CA, CMA, CGA, or equivalent, is preferred;

• You have strong problem solving, analytical, judgment and change implementation capabilities;

• You have the ability to establish and build healthy working relationships and partnerships with the business, as well as peers, and wide variety of stakeholders (Finance, Middle Office, Risk Management, Technology, etc.);

• You are a strong communicator. Strong oral and written communications skills are required for contacts with all management levels within all areas of the Bank;

• You have the ability to manage deadlines while balancing multiple complex priorities;

• You are well organized. you possess strong organization, planning and time management skills;

• You can demonstrate experience in in MS Word, Excel and PowerPoint; and

• You have knowledge of CIBC’s operating policies, standards and organizational structure.

• Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability. 

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

Job Location

Employment Type

Weekly Hours

Skills

We do the right things, right now.  We do them in a way that is relevant to our clients.  Become a part of our history as it continues to be written! 

If you are interested and qualified for this role, we invite you to apply.

Essential Functions/Responsibilities:

• Pursue and execute sales initiatives to exceed key objectives at the direction of the Mortgage President for retail, direct and correspondent sales channels
• Implements and executes a digital mortgage strategy
• Implements and executes a correspondent lending strategy
• Implements and executes sales forecasting, planning, and budgeting processes.
• Provides leadership to the sales organization, and counsel to the Market Leader while implementing sales organization objectives that appropriately reflects business goals.
• Act as liaison and key resource for corporate partners and investors involved in initiatives to advance portfolio growth.
• Partners with other lines of business to facilitate business development and networking opportunities with key businesses in our lending markets, realtors, Chambers, Associations, etc.
• Accountable for the timely assignment of all sales objectives.
• Monitor customer, market and competitor activity and document findings for Sales and Marketing.
• Work cross-functionally to provide a seamless customer experience.
• Partners with marketing to develop a holistic marketing strategy
• Work closely with Leadership to size and define optimal FirstForce structure for a competitive advantage.
• Recruit, hire, train and develop top talent to deliver a “Best in Class” customer experience.
• Analyze sales operational needs and make recommendations to improve operational efficiencies.
• Ensures sales reports and other internal intelligence is visible and communication to the sales organization.
• Provide detailed and accurate sales forecasting.
• Provide leadership and guidance in dealing with obstacles and opposition to change.
• Act as a “Change Agent” to systematically drive and implement process changes throughout the business.
• Create a culture of success and ongoing achievement that Top Talent wants to join.

Minimum Knowledge, Skills,  and Abilities Needed to Perform Essential Functions of the Job:

• Must be NMLS licensed, Master's Degree preferred or equivalent experience preferred.
• Minimum 10 years of sales leadership experience.
• Experience in successfully managing analytically rigorous corporate initiatives.
• Relentless pursuit of sales goals and objectives.
• Passion for Recruiting and Training Mortgage Sales Professionals.
• Strong leadership, critical thinking and collaboration skills required.
• In-depth business or functional expertise as well as knowledge of applicable policies and procedures required.
• Broad working knowledge of banking products and operations required.
• Excellent presentation and interpersonal skills required.
• Experience in strategic planning or a related discipline is required.
• Excellent written and oral communications skills.
• Ability to effectively manage time.
• Independent and highly self-motivated.
• Ability to communicate effectively.
• Strong PC skills including Microsoft Office (Word, Excel, Access, PowerPoint).

Level of Complexity and Scope:

• High level of complexity for a highly regulated line of business

Degree of Independence and Decision-Making:

• High degree of independence and decision-making

Required Supervisory Responsibilities:

• Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments. Assist in the development of appropriate talent pool to ensure adequate bench strength and succession planning.

Physical Requirements:

• Significant travel to community and metro markets

Compliance Statement: The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures.  This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

We are an E-Verify Employer.

Address:

The Financial Crimes Unit (FCU) brings together our Cybersecurity, Fraud, Physical Security and Resilience Planning capabilities to address the ever-growing and increasingly complex global security environment. It is a highly collaborative effort that greatly enhances BMO’s ability to rapidly prevent, detect, respond to, and recover from all security & crisis threats. This position offers a unique experience to learn from experienced leaders in the industry, join a team building the 21st century model for security and helping grow the good by protecting our customers and communities.

• Looking for deep expertise in product knowledge, specifically with mortgages and other Canadian banking retail lending products.
• Lending experience - Preferred
• Fraud experience - Preferred
• Hybrid role

Are you a seasoned fraud leader who keep up with current/emerging threats and the latest trends in lending fraud prevention?

We are looking for a Director of Lending Fraud Strategy & Business Consulting to lead a team of fraud experts responsible for the development and implementation of fraud strategies in our Retail Lending segment, while managing relationships with the Lines of Business/Operating Groups. The Director works with stakeholders to deliver project/program/initiative business results in alignment with overall Financial Crimes Unit's and Line of Business' goals. Provides fraud subject matter expertise specific to retail lending products across the full fraud management cycle, and in particular, in the design, development, management and implementation of projects from business case development through execution.

• Focuses Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do.
• Ensures alignment between values and behaviour that fosters diversity and inclusion.
• Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through.
• Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders.
• Attracts, retains, and enables the career development of top talent.
• Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance.
• Acts as a trusted advisor to senior leaders for making business decisions and implementing strategic initiatives. primarily on new build or significant enhancement to existing work, systems, processes, etc. Usually large scale, high complexity initiatives impacting multiple lines of business.
• Develops an expert understanding of business/group challenges.
• Influences and negotiates to achieve business objectives.
• Identifies emerging issues and trends to inform decision-making.
• Recommends and implements solutions based on analysis of issues and implications for the business.
• Acts as a subject matter expert on relevant regulations and policies.
• Networks with industry contacts to gather competitive insights and best practices. Recommends measures to improve organizational effectiveness.
• Provides coaching on complex strategic and business issues and facilitates processes to reach effective resolution.
• May consult to or serve on various committees and task forces.
• Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution
• Develops the business case by identifying needs, analysing potential options and assessing expected return on investment.
• Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals; assesses and adapts as needed to ensure quality of execution.
• Acts as the prime contact for internal/external stakeholder relationships, which may include regulators.
• Keeps stakeholders informed of messages, recommendations, decisions, process and progress.
• Interacts with various BMO groups to ensure strategy and initiatives meet enterprise governance requirements.
• Defines business requirements for analytics & reporting to ensure data insights inform business decision making.
• Collaborates across BMO to develop communications strategies and ensure consistency of messaging, in order to positively influence or change behaviour.
• Leads change management activities, ensuring cross business/group coordination and logistical support for the implementation of change.
• Acts as a relationship manager on assigned projects/programs and ensures alignment to overall enterprise and group goals.
• Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.
• Provides advice and subject matter expertise for project/program/initiative design and to incorporate the needs of the business to ensure smooth, effective implementation and the achievement of anticipated benefits.
• Conducts analysis required to inform strategic recommendations and considers the “big picture” when assessing whether or not a course of action is advisable in terms of the group and enterprise goals.
• Collaborates with internal and external stakeholders to provide business context in the design, develop and implementation of programs and solutions.
• Builds effective relationships with internal/external stakeholders.
• Ensures alignment between stakeholders.
• Utilizes standard project management methodology to manage solution planning, implementation, sustainment, and evaluation of initiatives.
• Documents business requirements, processes, and test scenarios; completes testing as required.
• Identifies enablers and key issues prior to and during implementation, raises issues with stakeholders and offers solutions to resolve issues or risks that jeopardize delivery.
• Breaks down strategic problems, analyzes data and information to provide insights and recommendations.
• Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
• Leads or participates in defining the communication plan designed to positively influence or change behaviour; develops tailored messaging; and identifies appropriate distribution channels. May include assisting with training sessions and delivering/disseminating training and/or learning materials.
• Work with stakeholders to identify project/program/initiative critical success factors and integrate appropriate cost, quality, and risk mitigating strategies into change plans.
• Designs and produces regular and ad-hoc reports, and dashboards.
• Monitors and tracks performance, and addresses any issues.
• Identifies enablers and key issues prior to and during implementation, raises issues with stakeholders and offers solutions to resolve issues or risks that jeopardize delivery.
• Operates at a group/enterprise-wide level and serves as a senior specialist resource across BMO.
• Influences how teams/groups work together.
• Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to multiple, interdependent, complex problems.
• Communicates abstract concepts in simple terms.
• Fosters strong internal and external networks and works with and across multiple teams to achieve business objectives.
• Anticipates trends and responds by implementing appropriate changes.
• Broader work or accountabilities may be assigned as needed.

Qualifications:

• Typically 9+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Relationship management and influence skills-Expert.
• Project management skills-Expert.
• Technical leader viewed as thought leader for innovation.
• Seasoned expert with extensive industry knowledge.
• Technical leader viewed as a thought leader for innovation.
• Verbal & written communication skills - Expert.
• Analytical and problem solving skills - Expert.
• Influence skills - Expert.
• Collaboration & team skills; with a focus on cross-group collaboration - Expert.
• Able to manage ambiguity.
• Data driven decision making - Expert.

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Address:

Designs, builds and operates ETL and pipeline development activities and modeling solutions that facilitate data storage, integration, management, data quality, validation and security, supporting the entire data asset lifecycle. Designs, implements and maintains data flow channels and data processing systems that support the collection, storage, batch and real-time processing, and analysis of information in a scalable, repeatable and secure manner. Manages corporate apps and data in the cloud and technical tasks involved in planning, architecting, migrating, monitoring, and management of enterprise cloud systems.

• Supports the creation and enforcement of policies for effective data management.
• Formulates techniques for effective data management, quality data collection to ensure adequacy, accuracy and legitimacy of data.
• Devises and implements efficient and secure procedures for data handling and analysis with attention to all technical aspects.
• Supports the daily use of data systems and ensure adherence to legal and company standards. Establish rules and procedures for data sharing.
• Monitors and analyzes information and data systems and evaluate their performance to discover ways of enhancing them (new technologies, upgrades etc.)
• Ensures digital databases and archives are protected from security breaches and data losses.
• Troubleshoots data-related problems and authorize maintenance or modifications.
• Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do.
• Ensures alignment between values and behaviour that fosters diversity and inclusion.
• Regularly connects work to BMO’s purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through.
• Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders.
• Attracts, retains, and enables the career development of top talent.
• Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance.
• Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.
• Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.
• Implements changes in response to shifting trends.
• Broader work or accountabilities may be assigned as needed.

Qualifications:

Advanced level of proficiency:

• Critical thinking.
• Data Fabric.
• Data governance.
• Data integrity.
• Data Privacy.
• Data quality.
• Ontology Design.
• Semantic Layer.
• Systems thinking.
• Data management.
• Enterprise Data Management.
• Master Data Management.
• Metadata Management.
• Verbal & written communication skills.
• Analytical and problem solving skills.
• Influence skills.
• Collaboration & team skills; with a focus on cross-group collaboration.
• Able to manage ambiguity.
• Data driven decision making.
• Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Seasoned professional with a combination of education, experience and industry knowledge.

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Job Summary - Director, Revenue Integrity

The Director of Revenue Integrity directs the Revenue Integrity department and provides vision for the design, implementation and coordination of all services within Corewell Health. Accountable for revenue capture for all hospitals (Corewell Health East, West and South and Post-Acute) and Corewell Health Medical Group, to support the financial well-being of the organization. Collaborates with Clinical, Financial, Revenue Cycle, Information Services, leadership at all hospitals/medical group entities to ensure the accuracy and timeliness of charge capture. Directs the processes/staff that support operationalizing all hospital and/or professional services programs and services, for all hospitals, post-acute business lines, and/or professional services, on behalf of Finance/Revenue Cycle. Directs all Charge Integrity system support activities.

Physical Demands

Primary Location

Department Name

Employment Type

Shift

Weekly Scheduled Hours

Hours of Work

Days Worked

Weekend Frequency

CURRENT COREWELL HEALTH TEAM MEMBERS – Please apply through Find Jobs from your Workday team member account. This career site is for Non-Corewell Health team members only.

Corewell Health is committed to providing a safe environment for our team members, patients, visitors, and community. We require a drug-free workplace and require team members to comply with the MMR, Varicella, Tdap, and Influenza vaccine requirement if in an on-site or hybrid workplace category. We are committed to supporting prospective team members who require reasonable accommodations to participate in the job application process, to perform the essential functions of a job, or to enjoy equal benefits and privileges of employment due to a disability, pregnancy, or sincerely held religious belief.

Corewell Health grants equal employment opportunity to all qualified persons without regard to race, color, national origin, sex, disability, age, religion, genetic information, marital status, height, weight, gender, pregnancy, sexual orientation, gender identity or expression, veteran status, or any other legally protected category.

An interconnected, collaborative culture where all are encouraged to bring their whole selves to work, is vital to the health of our organization. As a health system, we advocate for equity as we care for our patients, our communities, and each other. From workshops that develop cultural intelligence, to our inclusion resource groups for people to find community and empowerment at work, we are dedicated to ongoing resources that advance our values of diversity, equity, and inclusion in all that we do. We invite those that share in our commitment to join our team.

You may request assistance in completing the application process by calling 616.486.7447.

The Betz Congenital Heart Center at Helen DeVos Children’s Hospital (Corewell Health) is seeking a  Pediatric/ Congenital Interventional  cardiologist to join our busy and growing practice. 

Our cardiologists are hired through Corewell Health Medical group, and have an academic  appointment with Michigan State University School of Human Medicine. University rank, research time and leadership opportunities are based on qualifications and experience.

Program Highlights:

• Largest congenital cardiology group in West Michigan, providing state-of-the-art inpatient and outpatient congenital cardiac care

• Lifelong care, with a robust fetal cardiology program and MFM, and a fully accredited Adult Congenital Heart Disease program

• The pediatric and adult congenital services share an administrative center and are co-located in adjacent spaces.

• An exceptional transition program provides continuity of care as patients age out of the pediatric space and into the adult.

• On-site facilities include cardiac catheterization, 3-D and 4D echo, advanced visualization, CMR and CT.

• Clinical inpatient and outpatient services are well supported by advanced practice providers, skilled sonographers, cardiovascular techs, nurses, and dedicated pediatric dietician, psychologist and  social worker.

• Excellent surgical outcomes (awarded Three Star Status by the STS)

• Cardiology fellowship program

• Teaching opportunities (medical students, pediatric residents and cardiology fellows)

• As the Clinical academic partner of Michigan State University College of Human Medicine, academic appointments, teaching, and support for clinical research are available

Basic Qualifications:

• MD/DO, Pediatric Cardiologist with training in Advanced Cardiology Training

• Licenses - Medical License in State of MI

• Federal Narcotics License from the State of Michigan

• Basic Life Support (BLS)

• Advanced Cardiac Life Support (ACLS)

• Pediatric Advanced Life Support (PALS) required by if specialty or stress test performed

Primary Location

Department Name

Employment Type

Shift

Weekly Scheduled Hours

Hours of Work

Days Worked

Weekend Frequency

CURRENT COREWELL HEALTH TEAM MEMBERS – Please apply through Find Jobs from your Workday team member account. This career site is for Non-Corewell Health team members only.

Corewell Health is committed to providing a safe environment for our team members, patients, visitors, and community. We require a drug-free workplace and require team members to comply with the MMR, Varicella, Tdap, and Influenza vaccine requirement if in an on-site or hybrid workplace category. We are committed to supporting prospective team members who require reasonable accommodations to participate in the job application process, to perform the essential functions of a job, or to enjoy equal benefits and privileges of employment due to a disability, pregnancy, or sincerely held religious belief.

Corewell Health grants equal employment opportunity to all qualified persons without regard to race, color, national origin, sex, disability, age, religion, genetic information, marital status, height, weight, gender, pregnancy, sexual orientation, gender identity or expression, veteran status, or any other legally protected category.

An interconnected, collaborative culture where all are encouraged to bring their whole selves to work, is vital to the health of our organization. As a health system, we advocate for equity as we care for our patients, our communities, and each other. From workshops that develop cultural intelligence, to our inclusion resource groups for people to find community and empowerment at work, we are dedicated to ongoing resources that advance our values of diversity, equity, and inclusion in all that we do. We invite those that share in our commitment to join our team.

You may request assistance in completing the application process by calling 616.486.7447.

Job Description:

• Direct the WMS/WCS program including managing our technical strategy, roadmaps, and implementations.
• Provide project management plans including scope, resource, risk, schedule management, and status reporting for our WMS/WCS technology implementations by leveraging tools and methods that support tracking the work, delivery work, and evaluation of the performance of our delivery.
• Facilitate collaboration and smooth transfer of essential information between all our stakeholders including our Warehouse Excellence team, our Operations staff, and other business partners.
• Establish and maintain strong relationships with regional operations business leaders, and their teams, including the Operations Executive Vice-President. Act as a trusted advisor to all stakeholders, providing guidance and expertise on leveraging technology to drive business value and achieve strategic objectives.
• Manage WMS/WCS technologists, including people, budget, resources, and external vendors or partners, to optimize resource allocation and support business priorities.
• Demonstrate financial acumen by creating sound capital and expense budgets and managing payment processes within terms.
• Facilitate effective communication and collaboration between the WMS team, Warehouse Excellence Team, Infrastructure Teams, Governance Team, Vendors, and stakeholders.
• Provide coaching and mentoring to the team, providing feedback and guidance. Support members of all teams as they develop skills through training, knowledge sharing, and problem-solving.
• Facilitate the coordination/implementation of Corporate IT and security initiatives as it relates to warehouse operations technology.
• Manage third-party vendors through healthy relationships, current contracts, and understanding vendor technical roadmaps translating them into plans to stay on supported and secure platforms. 
• Demonstrate flexibility and adaptability in an environment of rapid change while maintaining enthusiasm and displaying sound judgment.
• Be disciplined and show high personal ethics and a strong customer service focus.
• Demonstrate excellent project management and organizational skills, along with demonstrable experience of managing multiple priorities concurrently.

SKILL AND ABILITIES:

• Self-starter, results-oriented, able to execute multiple projects simultaneously
• Must be able to work independently but collaboratively across the different IT and business functions
• Must possess presentation skills to senior management
• Leadership skills with the ability to exhibit self-confidence under pressure
• Has a good understanding of warehouse and product line control systems/processes and can adapt to learn new business processes and functions
• Excellent project management methodologies skills such as waterfall, agile, etc.
• Strong interpersonal and problem-solving skills
• Excellent verbal and written communication skills
• Excellent time management skills

 EDUCATION AND EXPERIENCE:

• Bachelor's degree or commensurate employment experience
• 7+ years of experience in technology solutions roles or having experience planning and executing technology implementation projects and 3-5 years of experience leading technology teams.
• 7+ years of experience with Warehouse Management and Warehouse Controls systems experience and Korber Highjump WMS experience preferred. Experience within the Wine & Spirts/Beverage industry or Food industry is a definite plus.

Johnson Brothers is committed to providing equal employment opportunity and equal treatment in employment without regard to race, ethnicity, color, religion, gender/gender identity or expression, sexual orientation, age, national origin or ancestry, physical or mental disability, military status or any other basis in protected by applicable federal, state and local law.  Johnson Brothers makes employment decisions based solely on the basis of qualifications for the job.

Worker Sub-Type:

Time Type:

Address:

Job Description:

Role Mandate:

The Director, Regional Sales ETFs is responsible for selling and servicing BMO ETFs and ETF-based mutual funds in an assigned geographic region, assisting BMO GAM in meeting annual plan sales and revenue targets.

The role is responsible for developing sales of BMO ETFs and related ETF based products through direct sales activity and through multi-channel partnerships in the assigned region.  A core component of the position is creating effective partnerships with the assigned BMO Global Asset Management Regional Sales Managers (RSMs).  The ETF Specialist role provides the RSMs with sales support, promotional assistance and education on BMO ETFs and other BMO ETF related products.

Key Dimensions

Sales and Service Relationship Management Planning

Accountabilities:

Sales and Service

• Drive sales of BMO ETFs in conjunction with a cohort of RSM’s to meet and exceed annual plan targets
• Foster a sales culture of goal achievement and superior customer satisfaction;
• Coordinate BMO ETF sales activities within the assigned region
• Provide ongoing sales support and product specific training to the assigned region’s RSM team
• Partner with each of the region’s RSM’s to assist them in their individual BMO ETF sales efforts
• Assist each of the Regional RSMs in achieving their sales targets
• Champion all opportunities to enhance local financial advisors’ BMO ETF product knowledge; represent and promote BMO ETFs and ETF-based products at conferences and forums.
• This role further collaborates with the BMO’s multi-channel sales partners (Retail and Discount channels) to act as the subject matter expert with regard to BMO ETF products.

Relationship Management

• Create and manage advisor relationships within the assigned region to ensure optimum representation of BMO ETF solution set and products.
• Develop a database of qualified financial intermediaries within the region who have the potential to sell BMO ETF products.
• Develop and maintain strong relationships with third party referral sources (i.e. brokers/dealers) to maximize BMO ETF market presence and increase our market share.
• Provide subject matter expertise to the senior sales management team on market conditions and trends to maintain a high level of environmental awareness.
• Ensure a thorough understanding of competitor activities to identify potential opportunities and threats.

Planning & Strategy

• Implement the national sales plan within the geographic sales region including preparation and implementation of an annual territory business plan including promotional budget, to meet annual growth and retention targets.
• Provide strategic direction and business planning for BMO ETF products within the region.
• Contribute to the continuous improvement of processes and procedures by identifying potential gaps and providing input and recommendations on Product launches and initiatives.
• Communicate regularly with sales management on regional sales strategies, priorities, sales targets, performance standards, marketing plans and accomplishments.

Authorities

• The role has authority to access and utilize all ETF product and Financial information (where applicable)

Cross-functional Relationships:

• Sales & Service – The role has authority to request and apply product knowledge information from other functional areas of BMO Global Asset Management as required in order to serve customers
• Coordinating – This role works with other areas of BMO Financial Group as needed to help generate ETF and other sales, and liaises with external network groups to understand the competitive landscape and other company product offerings, and to improve product offerings

Scope and Impact:

This role has direct impact on the achievement of key LOB objectives.  Key numerical measures are as follows:

• Annual Sales Plan: ETF Products
• Annual Sales Plan: Funds of ETFs.
• Individual and team growth in knowledge of ETF solutions and products

Knowledge:

• Undergraduate University Degree in Business or Finance
• Minimum 5 years of brokerage, financial planning or related investment sales experience, including minimum 2 years in a wholesaling or related role

• PFP or CFP or CIM or FCSI or CFA
• In-depth knowledge of investment products and markets, including competitive market and trends
• In-depth knowledge of sales strategies
• Ability to take in knowledge and resolve a magnitude of diverse, complex and ambiguous issues

Skills:

• Exceptional sales & customer service orientation skills
• Proven investment sales success
• Exceptional networking, presentation, facilitation and relationship building skills
• Exceptional interpersonal and communication skills
• Sound business planning and organization skills and ability to manage multiple priorities
• Self-motivated and proactive

Working conditions:

• Extensive travel is required
• Extended hours and periodic weekend requirements, based on local market needs of sales workforce
• May be required to work from home office in designated geographic area

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.