Visa Rules, Compliance and Standards (RCS) is a global group that is tasked with the role of upholding the security and integrity of Visa’s payment ecosystem. This is achieved through the deployment of rules and/or compliance standards. This team works with internal and external stakeholders to further its charter and initiatives.
This position is ideal for an experienced Senior Data Scientist and Reporting SME who is passionate about collaborating with business and technology partners in solving challenging data science problems. You will be a key driver in the effort to define the shared strategic vision for the RCS team and defining tools and services that safeguard Visa’s payment systems.
The right candidate will possess strong ML and Data Science background, with demonstrated experience in building, training, implementing and optimized advanced AI models for payments, risk or fraud prevention products that created business value and delivered impact within the payments or payments risk domain or have experience building AI/ML solutions for similar industries. The candidate should be proficient in performing detailed analyses and deep-dive investigations on large volumes of data.
A successful candidate is a technical SME who can think broadly about Visa’s business and drive solutions that will enhance the safety and integrity of Visa’s payment ecosystem. The candidate will help deliver innovative insights to Visa's strategic products and business. This role represents an exciting opportunity to make key contributions to strategic offering for Visa. This candidate needs to have strong academic track record and be able to demonstrate excellent data science and software engineering skills. The candidate will be a self-starter comfortable with ambiguity, with strong attention to detail, and excellent collaboration skills.
Essential Functions
- As a senior data scientist and data investigator in RCS team, you will help design, enhance, and build next generation fraud detection solutions in an agile development environment.
- Develop ongoing Management Information Systems (MIS) that provides oversight in Visa Ecosystem Risk Programs activity, including trends and discovery tool effectiveness.
- Translate business problems into technical data problems while ensuring key business drivers are captured in collaboration with product stakeholders.
- Independently manage analytics projects with minimal supervision, while collaboration with business and technical stakeholders
- Experiment with in-house and third-party data sets to test hypotheses on relevance and value of data to business problems.
- Build needed data transformations on structured and unstructured data.
- Translate data investigations and analyses into actionable business intelligence.
- Build and experiment with modeling and scoring algorithms. This includes development of custom algorithms as well as use of packaged tools based on machine learning, data mining and statistical techniques.
- Devise and implement methods for adaptive learning with controls on effectiveness, methods for explaining model decisions where necessary, model validation, A/B testing of models.
- Devise and implement methods for efficiently monitoring model effectiveness and performance in production.
- Devise and implement methods for automation of all parts of the predictive pipeline to minimize labor in development and production.
- Contribute to development and adoption of shared predictive analytics infrastructure
- Guide and manage other team members on the methodology for key solutions
- Able to work on multiple projects and initiatives with different/competing timelines and demands
- Effectively communicate status, issues, and risks associated with the projects in a precise and timely manner
- Build-out Visa Transaction Laundering Detection models, leveraging AI/ML, that are targeted to the various merchant activities covered under the program
- Help manage the India-based Risk COE team responsible for the MIS and Analytics for the program